Wealthy Wellthy Wise | Millionaire Mindset Conversations With Counter-cultural Leaders. Grow Your Wealth Without Sacrificing

In today’s episode, Krisstina interviews Trent LaMonica. Trent is a financial adviser and he helps his clients create an investment plan for achieving their long-term financial goals.  Krisstina and Trent dive into the conversation on how to make your money sprout like this is the last spring season! Trent shares his fun fact: “I’ve been working and receiving a paycheck since I was 12, so that’s sort of woven into the fiber of my being: understanding and participating in the economy.” Trent LaMonica (33:20). And Krisstina could attest the same for herself! These two really signify what it means to work hard and how far your work ethic can (and will!) take you.   Here’s one last little nugget for you to carry for the day: “You should always take pride in your work. No matter what it is.” Trent LaMonica (34:10).  ——————————————————————————————————————- 3 Topics Mentioned in Episode:  - Getting started in real estate investing (securing financing). - Maintaining cash flow for opportunities (bridge loans - collat

Have you ever heard of  Shared Equity? Well, neither had I until I talked with this week’s guest, Matthew Sullivan.     If you are like me,  you have a decent amount of home equity locked into your home with no easy way to access that cash that could be put to better use.    The traditional means to try to access the cash -- through a HELOC or Cash-out Refi -- comes with a lot of hassle (sending in all of your financials and the blood of your firstborn) to the mortgage bank. You have to qualify all over again just to get what’s yours out of an asset you own. And, it comes at the cost of adding more debt to your balance sheet along with a higher monthly payment.    What if I told you that you could access that equity without having to re-qualify and without having to take on more debt and respective debt payments?    This innovative way to tap into your equity is called a Home Equity Agreement. Instead of taking on debt, you share the future equity as a means to access your cash. Since it’s equity and not debt

On a scale from 1-5, how happy are you? 1 would mean flat-out depressed most days. 3 is living the status quo. And, 5 means you are living your good life and wake up fulfilled and happy (most days, anyway!).    If you are between 1 and 3, the question to ask oneself is WHY? What is the source or circumstance that is (or at least appears to be) the “cause” of life of so-so (at best)?    If you are less than a 4 -- what if I told you that there is a Happiness Formula? That by following the code, you could pretty quickly and easily push up your score.    Let’s give a couple of tenants of happiness a practice. Assuming you are less than a 4 -- try these:    Create a Happy Mental state via a Deliberate Physical Action  Deliberately Smile (until you feel Happy) Observe a Physical Action that can come via a Deliberate Mental State Think to yourself, “I’m Happy,” (until you Smile)   In this episode, I interview Matt Gersper. Matt literally wrote the book on “how to live a happier life” based on a Happiness Quotien

Are you curious what question I get asked most these days is? “Krisstina, what do you think of Cryptocurrency?” 6 months ago I was rarely asked this question.    You’d have to live under a rock to not know that Cryptocurrency, especially Bitcoin, has been exploding. That, had you purchased one coin a year ago at $3000, you’d see that investment being worth about $40K today. So, where historically Bitcoin and cryptocurrency has been something we’ve known exists, it’s seemed to be of little consequence so we paid no attention to it. Well, it now has our attention! Why has Crypto, out of nowhere it seems, skyrocketed in price and therefore awareness?    There are many complex reasons that are above my pay grade. To sum those explanations up into one ‘at the end of the day’ reason is that major institutional investors with millions and billions of dollars, who have never before invested in the blockchain, are now moving their fiat currency (government-backed) to this new land of opportunity. The sentiment has bec

Do you have a tax planner on your side? How about a bookkeeper?  Are you subconsciously abdicating all the decisions when it comes to your numbers? Do you only focus on making money in your business (revenue) but give all of the rest of the financial power away to a 3rd party? Do you think your tax planner or bookkeeper cares about your money as much as you do?  Knowing how (and where) your money flows through your business and tracking the performance of every dollar is a game-changer when it comes to maximizing and optimizing how much money you ultimately make. And when I say make, I mean KEEP.  Yes. You need an A-Team to help you manage your money and build your wealth -- BUT, that does not mean abdicating your finances to these experts. A lot of accountants that are preparing your taxes have only a fraction of the picture that necessary to maximize your profits and minimize your taxes owed. And, bookkeepers are administrative. They are there to take direction, not make decisions on how to report/track you

For show notes and to stay updated with me head over to my Podcast Page Does everything happen to you or for you?    In an instant, everything could change for the better, or worse. In the unexpected turn for the worse situations, are you a victim of circumstance? Or, do you take your part of the responsibility, learn the lesson and turn that sour lemon into sweet lemonade?    If we wish to be healthy and happy it requires full accountability and responsibility for our life. Every choice we’ve made has brought us to the exact place we sit right now.  No matter where we’ve been (good or bad) we’ve been the common denominator. This means -- in almost all cases, we are the cause of the effect (outcome/situation) we are in at that moment.    Part of ‘adulting’ is to own our life and quit hiding behind lies and excuses. When things get tough, it is easy to fold under pressure. It’s simple to point fingers and blame someone or something else for the situation we are in. But, I believe our soul knows when we are bul

For show notes and to stay updated with me head over to my Podcast Page   If you had to narrow down to the ONE THING that you believe is holding you back from achieving everything you dreamed of, what would it be? Could it be as simple as not “Asking” for what you want?” On a scale from 1-5 -- 5 being you are an Expert Asker -- how would you rate your Asking willingness and ability?    This episode is all about learning how to ASK. My guests, Mark Victor and Crystal recently wrote a book called Ask! They claim that much of not getting what we want out of life is a direct result of not asking for exactly what we want out of life.    A starting place they offered in the interview is to begin by asking yourself these crucial questions: Where are you in your life right now? Where do you want to be?  What questions do you need to be asking to bridge the gap?  Who could you be asking to help?    Chances are that you are not asking the right questions. And, you are not asking others to help you in your quest to

For show notes and to stay updated with me head over to my Podcast Page   What self-limiting beliefs do you have that may be holding you back? What stories are you stuck in that hold you back from achieving your goals and dreams? Unbeknownst to most -- the thoughts and words people use on a regular basis are what shape their behaviors which creates the trajectory of their future. This episode will help you identify your recurrent thoughts and patterns that may be sabotaging the life you desire and will help you redefine them.    Paul Ross is an expert in NLP. What is NLP? Listen in and learn all about it. I’m familiar with NLP, but wow, Paul uses examples in this episode that had my jaw dropping throughout our conversation. I realized for myself that there are many words I use that are weak in comparison to what’s possible.    Paul emphasizes that our language (thoughts and words) create our realities -- both good and bad. When our self-talk is full of negative thoughts (invisible words) -- our reality will m

What would you do with a second lease on life? Are you grinding away working away at all times? Are you exchanging your wealth for health?   These are big topics in today’s episode. My guest, Matthew Korbin, and I have both faced death in the eye as a result of living life totally out of balance. A life where our entire focus and primary purpose was on business growth and super start Identity. Our health (and relationships) took a backseat -- until our bodies said, “enough is enough.”    This episode is about discovering what lights you up. Finding that homeostasis between life and work. To remember that the business is to serve you and your personal dreams, goals, relationships, and wellness -- not the other way around.   Matthew Korban, Certified Health and Life Coach, has spent over 25 years connecting with people. First, as an international marketing consultant traveling the world and making millions to now -- a reformed “business addict” who helps others avoid burnout (and potential death) as an impassio

People are taking action to be more conscious of their money lately. One of the things you might never have thought about is your medical bills. Do you know if your medical bill is right? Often they will overcharge and or include something extra on your bill. Who knew, right?   Today’s guest is Angel Cellucci. Angel is a sought-after speaker, trainer, and consultant who inspires audience members and clients to take charge of their health care expenditures. The knowledge and training she provides is the first line of defense against medical fraud, waste, and abuse, which currently robs all of us an estimated $80 billion dollars every year. Angel is the Owner and CEO of two medical fraud investigation companies;  and she is a Board-Certified Family Nurse Practitioner. Medical Fraud Fighters  Overbrook Consultants    Some of the topics we discuss when it comes to reviewing the bills and fighting the erroneous charges are:   Guilty Til Proven Innocent Dove System (Document • Organize • Verify • Engage) The Four

Do you know if your skincare products are toxic or not? A product can be all-natural and still be harmful to you. Would you rub a lotion that the main ingredient is poison oak all over you? It is essential to know the whole 360 of the products you are using.    It is easy to have the greatest intentions and have a little ambiguity throw a monkey wrench in it all. What you put on your skin can be as important as what you eat since your skin has a large surface area where all those toxins get absorbed into your bloodstream.    Our guest in this episode Debbi Burnes has written the book The Beauty Geek's Guide to Skin Care that lists every skincare ingredient you can imagine and then some. Another resource available is to email Sumbody the products' ingredients, and they will give you a good, better, and best rating.  Debbi Burns is a celebrity aesthetician who is the CEO and Co-founder of Sumbody Skin Care Line. Debbi is Regularly highlighted on TV (The Tyra Banks Show, Access Hollywood and NBC’s Wine Country

With our words, we create… so what are you creating? We are casting spells on ourselves every day with the words we choose to say. What internal dialogue are you having with yourself, and would you treat friends that way?  Our inner reality helps to create our external reality. What are you manifesting into your life? You have so much control over your reality! Where your focus goes, your energy flows. Christy Whitman is the CEO and founder of the Quantum Success Learning Academy & Quantum Success Coaching Academy. Christy is a two-time New York Times bestselling author of The Art of Having It All and Taming Your Alpha Bitch. She is also the author of the international bestseller Quantum Success. Her forthcoming book, The Desire Factor, will be released on April 21, 2021. Some of the insightful topics covered are: Mediation Affirmations Mantra Feeling Into Energy Quantum Field Money Practicing Feeling Safe Choosing Your Thoughts Mindsets Emotions Law of Attraction

Are your financial books dirty, or are they clean and organized? Chances are you are abdicating your business’s financial responsibilities. The big myth around doing accounting for your business is that it has to be hard and confusing. Instead of giving all of your power away to your CPA, you should be partners with them.  Knowing where your cash is flowing is the greatest way to know where you are needlessly spending. With that extra money,  you could do something such as hiring an assistant. Discover how to better support yourself so you can better support your business. Your books tell a story-- and we talk about how to reframe those narratives to the affirmative. Mercedes Gomez is a Wealthy Wellthy Certified Money Coach. She is a CPA based in Florida and serves clients across the world. Mercedes is originally from Lima, Peru and now lives in Boca Raton, Florida. She has Bachelors and Masters Degrees in Accounting. After 10 years of working in various accounting and consulting jobs across private and publi

Have you ever wondered what it would be like to be a spy? I dreamed about being a spy growing up and have been fascinated by that world ever since.    How does that knowledge transfer over to the business world you might ask? It comes down to knowing your surroundings and doing your research.    The skills that you need to learn to be a spy will get you out of your comfort zone. They help teach you the subtle art of persuasion and deal-making. You learn how to take calculated risks, mitigate the fallout, and cut through everyday noise to focus intently.    Our guest today is Jason Hanson,  a former CIA operative turned business entrepreneur. He founded  Spy Escape & Evasion in 2010. Jason won a deal on ABC’s hit reality series, Shark Tank, and he’s a New York Times Best Selling Author with his book Spy Secrets That Can Save Your Life. He lives on“Spy Ranch,” a 320-acre facility where he teaches spy skills like Evasive Driving, Pistol, and Rifle Shooting, Intelligence Operations, Cyber Security, and more.

Do you value your freedom? It seems like for so long, I took for granted our civil liberties. I ignored the politics game until I woke up to this reality. Have you heard of shadow banning before? The major social media platforms have been censoring the information we see for a while. They have a narrative they want you to see, and if your narrative is different, they manipulate what shows up on news feeds and search engines.    This is something our guest this week An0maly has experienced first hand. He talks about how this has affected his livelihood. This is not a one-off event; it is anyone that refuses to conform to the narrative pushed by the mainstream media.   Our guest in this episode goes by the name An0maly. He speaks at schools, universities & events worldwide. He is a self-made hip-hop artist & news analyst with 250 million video views without a manager, label, or significant news publication. An0maly saw the lack of representation and the spread of misinformation, so he decided to take a

What do you think of when you hear retirement? It can have negative connotations and/or lead to heart palpitations for many.    Instead, think of it as an exit strategy, which I think better describes moving on to your life's next adventure. The old paradigm of “retiring” is being retired itself in recent years to suit our evolving life architecture.    It is never too late to start planning for your future. Sixty-two is the new forty-two as we move forward from the industrial revolution when the quality of life and life expectancy was much lower. Your wealth is your health, which I am always saying!    The first step is to admit where you are currently on this financial journey. Let us help you take the next step forward with this episode.   Dr. Gregg Lunceford is a retirement researcher and a 25+ year veteran in the financial services industry. He is the author of the book Exit From Work, where he helps to redefine what retirement can look like when you take actionable steps in your life. Dr. Lunceford earn

Have you been struggling to stay focused in the last several months? Where your focus goes, your attention goes. Focus is something that seems so simple, and yet so unattainable at times. It can be easy to lose sight of what you should be focusing on and let all the small details drag you down. Today we are faced with so many decisions that it can be easy to get analysis paralysis. Let's get you focused on this episode.   Our guest Erik Qualman ”Equalman”  has a new book out called The Focus Project, and it offers great insight on how to stay focused. Erik is an alumnus of the podcast, and I am so honored to have him back on. Erik is a Bestselling Author of books such as Socialnomics, Digital Leader, and many more. Erik has worked with clients such as IBM, Google, FBI, National Guard, Disney, Sony, etc. Erik has performed in 55 countries and reached over 35 million people in the last decade. Erik was voted the 2nd Most Likeable Author in the World behind Harry Potter's J.K. Rowling   Today's episode is full o

How are you dealing with all the fear and anxiety in our uncertain times? We talk this week with former Navy Seal Mikal Vega, who has been to the brink and back. He shares with us some of the practices that saved his life. The traditional route fighting depression with SSRIs failed him, so he found what worked for him-- modalities like Kundalini yoga, sensory deprivation tanks, acupuncture, massages, and meditation.   Whether in a war zone or at the grocery store, the easiest and cheapest way to handle stress is to learn how to properly breathe so that you can down-regulate your nervous system. Breathing is something that we certainly for granted and yet is so powerful.   We covered a lot of ground in this episode, including His definition of being a warrior How everything starts and ends with love-- the universal truth What it’s like to be on the front lines  How do you deal with intense levels of fear every day  How to come back from life-threatening injuries and the emotional trauma associated with them 

Have you ever considered a life coach? Do you feel fulfilled in life, or are there areas that could use improvement? We have all gone through trauma in our life. Jennifer Jiménez is Chief Innovation Officer and Director of the Health & Well-Being Division at Brave Thinking Institute. At the Brave Thinking Institute, they will help you reframe the stories that you perceive are holding you back. Jennifer will help you discover your inner power and purpose. So that you can start listening to your divine guidance on this journey of life. She likes to use evocative coaching compared to directive coaching to guide you through discovering yourself. Some of the stories we have created in life are disempowering. Narratives and programs that you picked up somewhere along the way that once served a purpose. They will help install new empowering reframes in your life. Often we fall into the self-sabotaging paradigm. It might be time to press pause on all the criticism, the harsh inner critic, and the comparisons. Yo

Do you feel like you are too busy to go to the gym or think I wish I had more hours in the day? What would you do if your basement flooded or another emergency happened, and you had to take the time to fix it? Would you be able to find the time? Have you tracked where your time is going with an application like Toggl? There are 168 hours in a week. What are you doing with them all?   This week's guest is the fantastic Productivity specialist Laura Vanderkam. She has an exciting new book named " The New Corner Office" it is a very timely book since it is all about how to be successful while working from home.  Laura Vanderkam is the author of several time management and productivity books. Her work has appeared in publications including the New York Times, the Wall Street Journal, Fast Company, and Fortune. She is the host of the podcast Before Breakfast and the co-host, with Sarah Hart-Unger, of the podcast Best of Both Worlds. She is a mother to five children and runs a blog. So she knows how to get the most