Of Consuming Interest

Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses the changes that can be made to the legal system that will make it more accessible and affordable for consumers and how some states have taken steps to accomplish this goal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the behavior changes that occur when people use AI. For example, an MIT study showed that users forget what they just wrote and feel detached from their work. It concludes that our thinking ability and creativity appear to be significantly reduced.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Steven Milloy, founder of junkscience.com, who discusses how the climate has fluctuated from hot to the Ice Age and how many of the efforts to stop climate change have failed. He also questions many of the models that have been used to track changes in the climate..  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Chip Lupo, Wallet Hub writer and analyst, who describes some ways to ease the pain at the pump.  A credit card might be one of the tools that will give you rewards or cash back. A recent study outlines points to consider in choosing a credit card, its limits, advantages, and drawbacks.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Joe Hemsley, president, Forward Together Wealth Planning, who points out the many changes in our economy that may make a difference in your investment strategies. What impact will the huge data centers have on the market and how will biotech play into your financial outlook? What should you know about municipal bonds and defense spending when investing?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Chip Lupo, an analyst with Wallet Hub, who discusses how consumers use credit cards, the dangers of only paying the minimum each month and how to deal with creditors when you fall behind in paying off the debt.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses the changes that can be made to the legal system that will make it more accessible and affordable for consumers and how some states have taken steps to accomplish this goal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health careSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses artificial intelligence -- how it provides valuable services but also presents many dangers. One major concern is how some people are actually falling in love with a machine. She gives a pathway to using, but at the same time controlling, its effect on our lives.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Chip Lupo of Wallet Hub, who describes deferred interest and how it can save you money but only if you understand its restrictions and the price you may pay if you don’t make payments on time. He also gives tips on the best gift cards and how the rules regarding their use have changed.  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.