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Autumn is here! The market looks likes it's running smoothly. How has the latest rate change affected sales? How are sellers feeling about the market?

In this episode of Rates, Risks, and Real Estate, we unpack the Bank of Canada’s latest rate decision and dive into how it’s shaping today’s housing market. From the fixed-versus-variable mortgage debate to what we’re seeing with buyers, sellers, and investors on the ground in Greater Victoria, we’ll help you make sense of what these changes could mean for your next move.Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.Jane Johnston // RE/MAX www.briarhillgroup.com/Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-JaneJohnstonAndrew Plank // Royal LePage www.andrewplank.com/Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-AndrewPlankJen Lowe // DLC Modern Mortgage Group www.jenlowe.ca 

It’s not just the house that matters. From the vibe of the street to the reputation of a neighbourhood, community can boost, or reduce, your property’s worth. We explore how neighbours, amenities, and neighbourhood trends impact real estate values locally. Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.Jane Johnston // RE/MAX www.briarhillgroup.com/ Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-JaneJohnstonAndrew Plank // Royal LePage www.andrewplank.com/ Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-AndrewPlank Jen Lowe // DLC Modern Mortgage Group www.jenlowe.ca 

The Monthly Breakdown is your go-to podcast for clear, practical insights into the numbers that matter. Each episode, we take a deep dive into the latest stats, trends, and key takeaways, breaking them down into simple, actionable points you can actually use. Whether you’re tracking performance, monitoring growth, or just want to stay informed, this podcast helps you make sense of the data, without the jargon.

From downtown Victoria to Sidney, and from Sooke to Shawnigan, a million dollars buys you a very different home, neighbourhood, and lifestyle. In this episode, we’ll break down the pros and cons of each area and explore what makes them unique. One thing is certain: no matter where you are in Greater Victoria, people love where they live. So, let’s take a closer look at what $1 million can get you, and see if one of these communities might be the right fit for you. Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join us now! Buying a home is stressful enough—but one of the biggest deal killers isn’t always the inspection, the financing, or even the negotiations… it’s the money. Getting deposits and down payments from point A to point B can turn into a nightmare when the big banks get involved. In today’s episode, we’re pulling back the curtain on what really happens when deposits and down payments get tied up in the system, sharing a few real-world stories, and giving you the tips you need to make sure your deal doesn’t fall apart over something as simple as a transfer

Insurance - Nobody wants to pay for it, but it's a requirement for most lenders when buying a home. If you own in a strata building, there should already be insurance in place, but prices have skyrocketed in recent years. What's happening today?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen today at 9:30 in the Victoria Real Estate Show to discuss the beautiful Royal Bay with Brendan Wilkinson, the Director of Sales at PATH Development's Royal Bay. Colwood is currently one of Greater Victoria's Hottest Municipalities and at the heart of it is the Royal Bay Development, which is a seaside community comprising single family homes, townhomes, condos as well as a commercial section for groceries, banking and restaurants. Today we are going to unveil what's planned for this development over the next 10 years.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to new phases and releases at The Beachlands masterplan community in Colwood

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Navigating builder contracts, challenges with financing, assignments, developer disclosure statements, rescission periods and potential profit and pitfalls.

Join us for an in depth discussion of Canadian ownership of properties in the USA with Tricia Lehane. What’s the market like in Arizona and other Canadian winter destinations? Are there opportunities? If you own, should you sell? What’s the process?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen while we discuss our market update, and Tsunami's and Sink Holes. Where are we at risk in Victoria for these events? Can they affect you as a buyer?

Melanie Murray joins Andrew to share about her business "NextStep", an advocacy service for seniors in Greater Victoria. Melanie Murray Advocacy Services for Seniors NextStep Advocacy Services for Seniors (250) 886-8808 melanieandmacmurray@gmail.com www.nextstepvictoria.ca

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

How will Federal Election Results impact our housing market?