Maximize Your Medicare

The new edition of Maximize Your Medicare has been published by Allworth Press. THANK YOU to the majority of the largest library systems in the US: buyers of the NEWLY-published edition of Maximize Your Medicare. amazon site: https://amzn.to/2HsnMBv Segments on this pod: a. Why internet "communities" on Medicare are dangerous. b. Why the media's negative stories create a distorted views. c. Maximize Your Medicare is different from other books. Be sure to SUBSCRIBE to the YouTube Channel: https://www.youtube.com/c/Maximizeyourmedicare CONNECT: Sign up for the MYM Newsletter: http://eepurl.com/dhigN5 Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134... Book website: http://www.maximizeyourmedicare.comTwitter: https://twitter.com/JaeOhCFPTwitter: https://twitter.com/MaxYourMedicare  

Pre-order Maximize Your Medicare and enter to WIN a $100 amazon gift card!LInk: https://amzn.to/2HsnMBvSimply send your proof of purchase:Facebook: Maximize Your MedicareTwitter: @maxyourmedicareIG: @maxmaxyourmedicareemail: info@maximizeyourmedicare  This pod:a. Individual health insurance deadline extended to December 18th, from December 15th.b. Medicare changes are possible during Q1 2020, BUT you need to understand the rules, and follow the steps in order. Be sure to subscribe to the Podcast and YouTube channel!

Thanks to KRWM and radio host Kate Daniels. It is my 3rd appearance with her, she is host that understands how important Medicare is.Pre-order the 2020-2021 Edition of Maximize Your Medicare here: https://amzn.to/2HsnMBvBe sure to subscribe and rate on Apple Podcasts! email / feedback: info@maximizeyourmedicare.com

December 7 is approaching very quickly. If you want to enroll in / change a Medicare Advantage Plan or Part D (standalone prescription) Plan, then now is the time. There are important details on the podcast.Be sure to subscribe to and rate the Podcast on Apple Podcasts (or wherever) and subscribe to the YouTube channel!

Scheduled for 30 minutes, my November 23rd appearance on The Financial QB, with host Josh Jalinski, went for two hours. You can hear that many people have ongoing questions regarding Medicare.Thanks to Josh and WOR! Be sure to subscribe to the Podcast and YouTube channel!

Guest: Jim Goldmann, Medicare enrollee and Author of the Voyager series.I speak with Jim, we discuss his circumstances prior to enrolling in Medicare (he's 67 years old). We discuss COBRA, the complications of enrolling in Medicare, and the end results.We speak about his very interesting fictional series, you can buy online here: https://amzn.to/2Wh2pZT Pre-Order the 2020-21 edition of Maximize Your Medicare here: https://amzn.to/2Wf7lhU Be sure to subscribe and rate on Apple Podcasts! email / feedback: info@maximizeyourmedicare.com

There is a YouTube video where I reviewed a Medicare For All vs the Public Option. There is going to be a lot of noise and mud-slinging as the Democratic debates re-start. Figuring out what is true, what is not, and how it may affect you is important because they are very different, and that involves Medicare coverage, and ultimately, how we will pay for potential expansion of Medicare (it's via taxes). Be sure to subscribe and rate on Apple Podcasts! email / feedback: info@maximizeyourmedicare.com

You can become eligible for Medicare Part A & B & D after 24 months of receiving Social Security Disability Insurance benefits. However, people make mistakes from that point, and the Social Security Administration's communications of rights and options may not be sufficient for you to understand that the Late Enrollment Penalties "calculation period" for Part B & Part D have started. So either a) you do not have health insurance and creditable coverage for prescriptions, subjecting you to the permanent Late Enrollment Penalties, or b) you have health insurance with prescription coverage from the private market, in which case you are likely paying way too much.Be sure to subscribe and rate on Apple Podcasts! email / feedback: info@maximizeyourmedicare.com

Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are relocating back to the US, you need to know what you can and cannot do, prior to repatriating. Subscribe and rate the podcast on Apple Podcasts: click here!

My comments on the national debate. Caveat: these are going to be entirely different by the time that the Democratic nomination and the general election occur. 100%.

Watch the trailer and read what a retired hospital CEO & CFO says about the book: https://youtu.be/l0ChK-6meDY Here are the "highlights" of the proposed changes to Medicare. Block grants for Medicaid Part D discount doesn't count for your Part D Coverage Gap calculation Lower CMS rates to hospitals The practical reality is that it will be very difficult to pass these. The implications of the proposals are meaningful. Fiscal and demographic pressure exists on the CMS Part D discount not counting will make it more important to check your Part D or MAPD every year While this is going to look like a political fight, these two bullet points exist irrespective of "red state" or "blue state," or whatever other name-calling you will see in the future.  While "anything can happen" is a convenient phrase, these bullets points are not that. They are known, what we have always known, and that people don't understand the implications. Enter a certain book on Medicare matters.

The Wide Gulf Between Uncertainty and Gambling Blue Cross Blue Shield of MI "Legacy Plan C" Example One of the laziest, most inaccurate over-generalizations people make? "We can't predict the future, so insurance is like gambling." Nope and it's an expensive lesson people do learn, and when they do, it is frequently too late. Background In 2016, this Newsletter existed, and you could read "BCBSM Legacy" premiums. It was an alert, that BCBSM held rates artificially low, due to a legal agreement it made, and the expiry date approached. Further, there was a "way out" into alternative, much cheaper and very similar coverage (Plan N). I contacted the carrier after the "free get out" period expired, and stunningly, the carrier told me that over 70% remained in the existing Legacy plan. That told me a number of things: People didn't correctly know the options People didn't believe me It is fine, I call the second point "Tuesday," i.e. this happens all the time. The entirety of every article and the book? We canno

Sorry, it's not the Mother of Thrones Podcast.... Case #1: Medicare Annual Election Period and Open Enrollment Period are over. That means you cannot enroll in Medicare, Medicare Advantage, or Part D, unless you qualify for a Special Enrollment Period. It's important, because people frequently make mistakes, and there's a twist for those that are late. Case #2: If you have lived abroad and are relocating back to the US, you need to know what you can and cannot do, prior to repatriating. Subscribe and rate the podcast on Apple Podcasts: click here!

There are three ways that one can get accepted into Medigap without medical underwriting... a. Medigap Open Enrollment. Turning 65, and those that do not have Part B yet. You are safe. b. Medigap Guaranteed Issue. Situations occur (SEPs) which allow acceptance into Medigap Plans A,B,C, F,K, L. This is powerful, but will lose its effective power at the end of 2019. c. Guaranteed acceptance. Entirely depending on the combination of state and carrier, there are some (NOT all) carriers that will allow you to cancel existing group coverage, and enroll in Medigap. This is entirely elective by the carrier and the state, both. See point b? Look at the subset of plans, it is not all of the Medigap plans. Notably absent are Plans G and N, two of the most popular Medigap plans. Plan F is included in that listed subset, but will be closed at the end of 2019 for new enrollees. That effectively reduces / eliminates the power of point b. It's an emergency. I have known this and this set of statements have sat in the depth

The video version of this is posted on the Maximize Your Medicare website: www.maximizeyourmedicare.com. GH2 Unfiltered provides the information that cannot be provided in the book, and cannot be provided for free. The reason is that someone will misinterpret and mishandle the very sensitive information in the service. The video will give you a sneak peak of the site itself. This podcast will describe the reasons why we need a separate, standalone subscription page. You can subscribe here: https://www.gh2benefits.com/gh2unfiltered/

The problem: it depends. Say you are in a hospital and further testing is required. The samples are analyzed at another provider, even within the same hospital system. That provider may be out of network, and you could be unaware of this fact. Yikes. If you have a Medicare Advantage plan, you may or may not be able to prevent this from occurring. The idea that a law could change this? Unclear. Example #2. Joint replacement surgery, done on an outpatient basis. Here, Medigap will be worse because rehab requires 3-day inpatient hospital stay. Medicare Advantage? Some plans require 3-day inpatient hospital stay, and some do not. You'll need to be verrrrrry careful. Be sure to subscribe to the Maximize Your Medicare Podcast on Apple Podcasts (and rate it!) Official book website: http://www.maximizeyourmedicare.com The 2019 Edition is still only $0.99 on kobo.com for first-time users of the app/website!

You Can Enroll Through March 31, 2019From January 1 through March 31, you can enroll in Part A and Part B if you have not done so, but should have. The effective date for Part A and Part B will be July 1, 2019. In addition, the Late Enrollment Penalty will continue to accrue until July 1, 2019. For those on COBRA, the pod explains that COBRA is very complicated, and doubly so for married couples. If you are enrolling in Part B late, then there is a Special Election Period which begins on April 1, and enrolling in a Medicare plan may be important for multiple reasons. Please rate the podcast on Apple Podcast and subscribe to the MYM Newsletter at www.maximizeyourmedicare.com! [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Great Deal at walmart.com! (Click HERE). $0.99 if you use a first-time buyer code for the NEW 2019 Edition of Maximize Your Medicare. The version has been re-organized, and includes new information about the Open Enrollment Period (runs Jan 1 - Mar 31), as well as the increasingly complex situation when you work beyond 65 years old. Please subscribe to the podcast on Apple Podcasts, Google Podcasts, and everywhere that you listen! Happy New Year! [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

The Medicare Annual Election Period (AEP) ended on December 7th. However, a NEW enrollment period will begin on January 1. The pod describes what can still be done. SUBSCRIBE TO THE YOUTUBE CHANNEL: https://www.youtube.com/user/MaximizeYourMedicare  

Every Year, A Special Appearance! Medicare Annual Election Period (AEP) ends on December 7th. You can select a Medicare Advantage plan OR a standalone Prescription Drug Plan (Part D), and change as many times as you like, the last one selected will be the one in effect on January 1, 2019. In addition, there will be a NEW Open Enrollment Period that begins on January 1, 2019. However, there are differences that people need to understand. The individual health insurance Open Enrollment Period ends on December 15th. Be sure to subscribe to the MYM Podcast on Apple Podcasts and rate! Don't forget the YouTube channel (link).