Sinopsis
A podcast hosted by mortgage broker, Marko Gelo. Born and raised in Calgary, then moved to Vancouver in 2011. Owner of dually licensed mortgage brokerage, Home Financing Solutions Inc. (a franchise of The Mortgage Centre). Mortgagenomics focuses on economics, real estate and feature segments on mortgage qualification strategies and policies.
Episodios
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SubjectFreeWithConditions?+GoAlbertaGo+Porting+MortgagesForPresaleCondos
15/02/2023 Duración: 29minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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ImmigrationStats+BlackSwanSpringEvent+LiveDeals+MortgageOptionsForPensioners
06/02/2023 Duración: 29minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Upcoming mortgage renewal have you stressed about payment shock?
20/01/2023 Duración: 24minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Qualifying for an Investment Property Mortgage
13/01/2023 Duración: 23minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Expanded Details of the Foreign Real Estate ban in Canada
08/01/2023 Duración: 20minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Permanent Residents in Canada have 5 years to take advantage of this mortgage qualification program
14/12/2022 Duración: 15minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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If I had to pick a mortgage right now, it would be…
30/11/2022 Duración: 18minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Can I use Part-Time Income to qualify for a mortgage?
14/11/2022 Duración: 18minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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How to reduce your mortgage payment in a rising interest rate environment
10/11/2022 Duración: 23minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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2 year Prohibition on the Purchase of Residential Property by Non-Canadians
04/11/2022 Duración: 23minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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What's all this talk about Calgary?
25/10/2022 Duración: 21minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Mortgage Rate Holds
18/10/2022 Duración: 21minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Options for variable rate mortgage holders with trigger rates and trigger points
12/10/2022 Duración: 18minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Hosted on Acast. See acast.com/privacy for more information.
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Undecided about how to proceed with your mortgage renewal?
31/08/2022 Duración: 22minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
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Temporary Residents, Mortgage Qualification, and Foreign Buyer Tax in Canada
21/08/2022 Duración: 24minCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
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What's it like qualifying for a mortgage in 2022, so far?
17/08/2022 Duración: 25minA chat about the trajectory of interest rates since March 2022 and the upcoming Bank of Canada policy and interest rate announcement (July 13). Also, a closer look at fixed-payment variable rate mortgages and income qualification tips.CLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter) Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
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Increasing Rates, Fixed-Payment Variables and Maximizing your Income Qualification
20/06/2022 Duración: 24minA chat about the trajectory of interest rates since March 2022 and the upcoming Bank of Canada policy and interest rate announcement (July 13). Also, a closer look at fixed-payment variable rate mortgages and income qualification tips.CLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter)MarkoMusic (SoundCloud Account)...all podcast music tracks are performed and produced by Marko See acast.com/privacy for privacy and opt-out information.
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Eligibility for Temporary Residents seeking a mortgage in Canada with less than 20% down payment
23/03/2022 Duración: 17minLiving in Canada as a Temporary Resident can be confusing when it comes to mortgage qualification. Here is a summary of the key eligibility criteria for temporary residents seeking a mortgage with less than 20% down payment:KEY ELIGIBILITY CRITERIA:temporary resident applicants must provide a valid work permitCLICK HERE to be redirected to the blog version of this episodeContact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 direct Calgaryhomefinancingsolutions.caFacebook@markogelo (Twitter)MarkoMusic (SoundCloud Account)...all podcast music tracks are performed and produced by Marko See acast.com/privacy for privacy and opt-out information.
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What is considered a proper mortgage pre approval?
15/03/2022 Duración: 12minOne of the more common questions regarding pre-approvals is, "how long is my pre-approval good for?". Generally speaking, a pre-approval (PA) is good for as long as the maturity date of the rate hold (as specified within the pre-approval). Rate holds are typically set for 90 to 120 days depending on the lender. Although the rate hold is indeed a critical part of the PA, it can also be a major distraction from other more important (or critical) conditions that if not maintained (or updated) will lead to a significantly downgraded level of assurance, or outright invalid pre-approval. If any of the application details change from the date the application was completed, then the PA could technically be deemed void and/or invalid. Other than the rate hold guarantee in a PA, here are some other conditions/circumstances to be aware of that could lead to your PA no longer being valid:...Click Here to be re-directed to the blog version of this episodeContact Mark
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Refinancing your home to purchase a rental property
07/03/2022 Duración: 16minWith the prolonged surge of real estate markets across the country many Canadian homeowners are considering cashing in some of their home equity to purchase a rental property. The transaction may seem daunting at first, but with a carefully laid out plan and a real estate action team in place, one will realize just how easy it can be.Before reading through and internalizing the following step-by-step checklist, the first, and in my opinion, the most important task is to align your mindset to that of an investor rather than a homeowner. Transform yourself to be shrewd in your property selection, decision making and overall analysis of the transaction. Avoid being emotional. Instead, maintain a sense of logic and due diligence. Once you have entered this mindset, let your plan and the guidance of your real estate action team see you through the process...Click Here to read the rest of the episode.Contact Marko, he's a Mortgage Broker!604-800-9593 direct Vancouver403-606-3751 d