Money Talks

Our guest Bruce McClary, with National Foundation for Credit Counseling answers questions about credit scores and debt Their website has information about buying a home, make a budgets, and an online financial self-assessment tool:    https://www.nfcc.org/ See acast.com/privacy for privacy and opt-out information.

Guest Jason Hargraves from InsuranceQuotes.com talks about auto and home insurance. What determines your rates? What discounts are available? What can you do to lower your rates? How much coverage should you obtain? https://www.insurancequotes.com/ See acast.com/privacy for privacy and opt-out information.

Guest Adam Black, mortgage banker with Renassant Bank explained home loans.  https://ablack-renasantbank.mortgagewebcenter.com/ See acast.com/privacy for privacy and opt-out information.

Guest Danny Lee, President of Gulf Coast Association of Realtors discusses shopping for your largest purchase - a home.Buy A Home: Step by Step https://www.houselogic.com/buy/how-to-buy-step-by-step/first-time-home-buying-tips/The Ultimate "I Wanna Buy A House!" Checklist https://static.houselogic.com/content/webfiles/c5b8efec-f322-4402-9ffe-73ffebc36423/HouseLogicThe_Ultimate_I_Wanna_Buy_lmXO9NE.pdf See acast.com/privacy for privacy and opt-out information.

Ryder Taff, CFA, CIPM and Portfolio Manager at New Perspectives, Inc talks about bond duration, online trading, margin accounts, and risk.Financial Industry Regulatory Authority information: https://www.finra.org/investors/advanced-investing See acast.com/privacy for privacy and opt-out information.

Time, online, has a list of 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/  Our hosts discuss some of them and their importance. See acast.com/privacy for privacy and opt-out information.

Guest attorney Richard Courtney discusses elder and disability money issues. http://www.elderlawms.com/richard-a-courtney/ See acast.com/privacy for privacy and opt-out information.

Don’t assuming coupons are always moneyCheck for coupons and sale items on an app   Don’t stay loyal to brands   Don’t ignore expiration dates   Don’t shop when you're hungry    Buying pre-made foods may be more expensive   Trends are a way to sell new items    Stock up on Sale Items    Check Unit Prices   Beware of entrances, the seasonal isle, and the homewaresCheck out the freezer isle for out of season produces   Bring a list and stick to it  At Kroger, use your SNAP card and receive a Fresh Savings coupon at checkout to save up to $10 on your next purchase of fresh produce.   At farmers markets and other select locations, spend up to $20 on SNAP-eligible food and get up to $20 more FREE to spend on fresh produce.   Fresh Savings is available in Tennessee and Mississippi. Contact us at freshsavings@aarp.org or 1-800-85

Get your finances prepared for disasters and emergencies!2018 Emergency Financial First Aid Kit  https://www.fema.gov/media-library-data/1524144185649-5dd9736e7ff89b5997182396f4e13fee/Emergency_Financial_First_Aid_Kit_(EFFAK)_signed_04.09.18_508.pdf 2017 MEMA's Hurricane preparedness guide http://www.msema.org/wp-content/uploads/2012/06/2017-Hurricane-Guide.pdf See acast.com/privacy for privacy and opt-out information.

The WIN Job Center and their employment experts are resources that provide job placement assistance, job and skill training, priority services for veterans, career counseling and referral to many other valuable services. Guests:Daphne James and Robert Freeman http://mdes.ms.gov/win-job-centers/  See acast.com/privacy for privacy and opt-out information.

Guest: Selena Swartzfager, President of the Mississippi Council on Economic education   http://mscee.org/The Treasurer's Education about Money (TEAM) initiative seeks to change Mississippi's financial culture.   http://www.treasurerlynnfitch.ms.gov/TEAM/Pages/default.aspx See acast.com/privacy for privacy and opt-out information.

Any topic was up for discussion! Retirement and rollovers  were popular on this show. 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/ See acast.com/privacy for privacy and opt-out information.

Our regular hosts Kevin Farrell and Ryder Taff were joined by guests from the Veterans Administration.Skip Soloman: Natchez National Cemetery https://www.cem.va.gov/cems/nchp/natchez.aspTammy Fowler: Assistant Director at the Jackson VA Regional Office   https://benefits.va.gov/jackson/Dr. David Walker: Medical Center Director of the G.V. (Sonny) Montgomery VA Medical Center in Jackson   https://www.jackson.va.gov/1600 E. Woodrow Wilson Dr., Jackson MS My Health E Vet offers you tips and tools to help you partner with your health care team, so together you may work to manage your health http://myheath.va.govhttp://ebenefits.va.gov     this site is the result of a collaboration between the Department of Veterans Affairs and the Department of Defense. They sereve Veterans, Service members, Wounded Worriors, their family members, and their authorized caregivers. National Call Center for Veterans Affairs Benefits and Services (Monday - Friday 8am to 9pm

April is Financial Literacy Month !Financial expert Ryder Taff explains various investing options.Our list of types of investments came from the website of the Financial Industry Regulatory AuthorityFINRA is dedicated to investor protection and market integrity through effective and efficient regulation of broker-dealers.http://www.finra.org/investors/types-investments See acast.com/privacy for privacy and opt-out information.

Did we answer you personal finance question this week? Listen and hear if we did!Meet our hosts at their book signing at Lemuria Book Store in Jackson    https://www.lemuriabooks.com/PIGGY-Plan-It-p/9781984233646.htmPIGGY Plan-It: Tuesday, March 27, 2018 | Event with Nancy Lottridge Anderson, Ryder Taff, and Susan F. McAdorysigning 5:00, reading 5:30 Paperback. Signed.  See acast.com/privacy for privacy and opt-out information.

Nancy Lottridge-Anderson, associate professor of finance at Mississippi College and President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives take listener phone calls about Triditional and Roth IRAs.  Tax Day is also the deadline to contribute to an IRA for the last calendar year. See Money Talks blog post from March 19th, 2018 for additional information. http://www.mpbonline.org/blogs/money-talks/2018/03/19/mondy-talks-2018-year-of-the-roth-ira/ See acast.com/privacy for privacy and opt-out information.

Money Talks takes call on the scams targeting our listeners. If there is one sentence you should memorize regarding how not to become a victim of a scam it is this: “Never wire money to someone you don’t know.” Another good sentence to remember is this: “If it seems too good to be true, it probably is.” Listen to your “inner voice” when it’s telling you to beware, or call a trusted friend or family member to get another perspective before you act.So, if you have concerns about whether something is legitimate or a scam, or you suspect that you have become a victim of a scam, please contact the Consumer Protection Division of the Attorney General’s Office at 601-359-4230 or 1-800-281-4418, if you are in Mississippi.http://www.ago.state.ms.us/victims/scams/MPB's EverydayTech's episode October 4th, 2017 also covered Avoiding Scams: http://www.mpbonline.org/blogs/everyday-tech/2017/10/04/everyday-tech-avoiding-scams/ See acast.com/privacy for privacy and opt-out information.

Guest Shawn Mercer, District Manager at the Social Security Administration answers listeners questions. See acast.com/privacy for privacy and opt-out information.

Hosts nancy Lottridge-Anderson, and Ryder Taff are joined by their co-worker Susan McAdory from New Perspectives to talk with host Kevin Farrell about the invester's guide P.I.G.G.Y. Plan-it Prudent Investors Get Going Young. See acast.com/privacy for privacy and opt-out information.

Today's show took various questions about investing. We also heard what are the best buys in February. See acast.com/privacy for privacy and opt-out information.