Money Talks

Tips on the best practices for holiday shopping from host Kevin Farrell and answers to your personal finance questions from expert Nancy Lottridge-Anderson. https://www.newper.com/peopleStart early tracking pricesKnow sale prices before you head to the storesUse price and coupon toolsUse loyalty programsAsk friends to helpBudget your moneyAsk about return policyhttps://www.consumerreports.org/shopping-retail/top-10-black-friday-shopping-tips/ See acast.com/privacy for privacy and opt-out information.

Financial Adviser, Ryder Taff, takes personal fiance questions and discusses different ways to stretch your retirement funds. https://www.newper.com/people1. Make a plan2. Work a Little Longer3. Is an annuity an option?4. Traditional pension plan or cash balance plan5. Treasury Inflation-Protected Securities6. investing in equities to manage inflation risk7. Protect Against Long-Term-Care Costs8. Use your Home Equity: See acast.com/privacy for privacy and opt-out information.

Millennials are earning $10,000 less than their parents' generation did at the same age. The average student debt for a millennial is double that of the previous generation. Ryder Taff gives advice and takes questions about millennials and their money plus other personal finance questions.  See acast.com/privacy for privacy and opt-out information.

Get Covered Mississippi! representatives, Michael and Lottie Minor, were guests on Money Talks. The Navigators for http://healthcare.gov explained how to sign up beginning November 1st, 2018. http://www.getcoveredms.org/Marketplace Application Checklist 2018 https://marketplace.cms.gov/outreach-and-education/marketplace-application-checklist.pdfMS Affordable Care Act Enrollment Assisters by County  http://www.getcoveredms.org/yahoo_site_admin/assets/docs/Walk_In_Locations_by_County_2018-19.301210333.pdf See acast.com/privacy for privacy and opt-out information.

We love our pets but they cost a lot! Here's some idea of the costs associated with our furry friends.Aquition fees: adoption or breeder costsFirst time costsspay / neuteringinitial examscollar and leasheslitter boxscrating postcratedog trainingfenced in backyardAnnual costsvaccinesflea controlheartworm proventiondental carelittertoys and treatshealth insurancegroomingpet sitting / kennel servicesFor those who have lottery fever: our August 29th, 2017 gave some advice on how to handle your windfall http://www.mpbonline.org/blogs/money-talks/2017/08/29/money-talks-lottery-advice/ See acast.com/privacy for privacy and opt-out information.

Travel Consultant, Kathy Young from McGehee Cruise and Vacation, gives us tips about getting our money's worth from a cruise. http://mcgeheecruise.com/ See acast.com/privacy for privacy and opt-out information.

Stephanie Bullock Project Coordinator for Complete 2 Compete,explains about the state wide initiative designed to help Mississippi adults, who have earned college credit but do not have a degree, better their lives by completing  a degree program. Complete 2 Compete website: http://www.msc2c.org/  phone number: (833) C2C - 4EDU  or (833) 222 - 4338 See acast.com/privacy for privacy and opt-out information.

Lenders often use  credit scores to help decide if they will extend credit to consumers. We talk  about  what does and doesn't affect your credit score. 10 Credit Score Myths and Truths Behind Them was our guide for this show.  https://www.msn.com/en-us/money/credit/10-credit-score-myths-and-the-truths-behind-them/ss-BBMDIAMThe 3 credit reporting agencies each have websites with consumer information about credit scores:https://www.equifax.com/personal/education/credit/score/https://www.experian.com/blogs/ask-experian/https://www.transunion.com/credit-scoreThe 2 companies that calculate your credit score are:FICO https://www.fico.com/VantageScore https://www.vantagescore.com/ See acast.com/privacy for privacy and opt-out information.

District Manager, Shawn Mercer answers questions about Social Security.https://www.ssa.gov/living overseaslife expectancy  worked overseascivil service and disabilitysurvivor benefits among half siblingsearned income while drawing changing your mind about drawingand more! See acast.com/privacy for privacy and opt-out information.

Here are some suggestions to consider when you inherit or leave financial assets.Inheritance:Think before you spendPay off debts, don't incur themMake investing a prioritySplurge thoughtfullyLeave something for your heirs - or charityDon't rush to switch financial advisorsPassing along assetsNon-probate assetsInter vivos giftsTrustWillIntestate succession See acast.com/privacy for privacy and opt-out information.

Tips on how you could cut your cell phone costs.Switch to a no-contract plan.Look to prepaid carriers.Keep your phone longer.Use Wi-Fi Cut the InsuranceNegotiate   Look at your current data usage Limit background data.Cut Out the Stuff You Don’t Use Sign up for automated payments and paperless billing.Be careful when making international calls.Add lines      See acast.com/privacy for privacy and opt-out information.

What  services does YOUR broker provide? What IS a broker? (What is ticker tape?)Kiplinger has a list of The Most-Overlooked Broker Perks https://www.kiplinger.com/slideshow/investing/T038-S002-most-overlooked-broker-perks/index.htmlIncome EstimatorsFreeFundsRock-Bottom CommissionsCutting-Edge PlatformsSign-Up BonusesCredit Card RewardsFree ATMs See acast.com/privacy for privacy and opt-out information.

Our guest, Matt Ribe from the National Foundation for Credit Counseling, talks about Student  Loans. This show will benefit those with debt, those who have family with debt, those who might marry someone with debt, and anyone with kids who may incur debt in the future.National Foundation for Credit Couseling https://www.nfcc.org/Special NFCC website for Student Loans https://www.studentloanhelp.org/Chartered Financial Analysts:  https://www.cfainstitute.org/ See acast.com/privacy for privacy and opt-out information.

Our guests are from the US Department of Agriculture, Rural Development division - committed to helping improve the economy and quality of life in rural America. State Director, John Rounsaville and Housing Programs Director Johnny Jones provided information about the loans and grants availalbe to Mississippiand and the services and projects they impliment to serve Mississippi.https://www.rd.usda.gov/ms See acast.com/privacy for privacy and opt-out information.

With our guest Robert Dozier, Executive Director of the Mississippi Independent Pharmacist Association, we’ll be suggesting different methods to save money on prescription medications. Some of our tips may just be a change in the way you pay for your prescriptions other methods require you to speak with your doctor and pharmacist to determine what is right for you.Tips gathered from Consumer Reports May 2018 Issue concerns prescription drug prices. https://www.consumerreports.org/drug-prices/shop-around-for-better-drug-prices/Check different pharmacies: locally owned, chain and mail order. The cost of the same prescription drug can vary by hundreds of dollars at different pharmacies, even within the same town.You can sometimes save money by not using your insurance but by paying cash. Ask your pharmacist how much you would pay if you didn’t use insuranceLook for coupon online. To see whether a drugmaker offers discounts for an expensive medication you take, check its website or go to the government'

We've got personal finance habits everyone should follow to work toward good financial healthThis broadcast goes through a list from Time, online, that has 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/  Our hosts discuss some of them and their importance.Previous broadcasts discussing persoanl finance habits:http://www.mpbonline.org/blogs/money-talks/2018/05/29/money-talks-50-habits/http://www.mpbonline.org/blogs/money-talks/2018/04/17/money-talks-open-topic-april/ See acast.com/privacy for privacy and opt-out information.

Communications Manager for the ride hailing company Lyft was our guest on Money Talks. Lyft provides employment to independent contractors and convienient rides within a designated area.    https://www.lyft.com/              See acast.com/privacy for privacy and opt-out information.

Our guest, Adam Todd, Governor's Job Fair Director gives tips and dates for Job Fairs in Mississippi. Governor's Job Fair Network of Mississippi: http://www.jobfairs.ms.gov/Pages/home.aspxVicksburg Area Job Fair 2018     August 7th, 2018 9am - 1pm Vicksburg Convention Center, VicksburgMid-South Area Job Fair 218    August 16th, 2018 9am - 1pm Brown Baptist Church Family Life Center 980 Stateline Rd. E, SouthavenGreenwood Leflore Area Job Fair 2018  August 28th, 2018  9am - 1pm  Leflore County Center 200 Mississippi Hwy 7, GreenwoodListen to a previous Money Talks: Win Jobs Center http://www.mpbonline.org/blogs/money-talks/2018/05/01/money-talks-win-jobs-centers/More employment information and assistance at the Mississippi Department of Employment Security http://mdes.ms.gov/win-job-centers/ See acast.com/privacy for privacy and opt-out information.

Our financial experts give their input concerning managing a loved one's money.Additional information: https://www.aarp.org/caregiving/financial-legal/info-2017/managing-someone-elses-money.html?intcmp=AE-CAR-LEG-R2-C1 See acast.com/privacy for privacy and opt-out information.

Our host, Kevin Farrell, and our financial expert, Ryder Taff, take personal finance calls and discuss : Fourteen Retirement Mistakes You Will Regret Forever from Kiplinger dot com   https://www.msn.com/en-us/money/retirement/14-retirement-mistakes-you-will-regret-forever/ss-AAySerT?li=BBnbfcN See acast.com/privacy for privacy and opt-out information.