Pro Pharma Talks

 Pro Pharma Talks - Episode 002 Topic: Skinny Health Plans Episode Outline: 1. Skinny Health Plans = Short Term Health Plans    -Sell for 365 days up from 90 days    -Renew for 36 months    -High Out-of-Pocket (OOP) Expenses    -Premium = 20% of lowest priced ACA Bronze Plan    -Don't Cover Pre-Existing Conditions 2. Benefits are Restricted    -Don't C over:         -1. Maternity Care         -2. Outpatient Prescription Drugs         -3. Substance Abuse         -4. Mental Health Treatment 3. Impact on ACA Plans    -Higher Costs:         -CMS Projected 1% Increase         -Urban Institute 18% Increase    -Injured Individuals will return to ACA - leadi