Brooklake Church

5 Stages Towards Financial Freedom 1. Struggling 2. Surviving 3. Stable 4. Secure 5. Surplus When Struggling we are behind; Surviving is pay-check to pay-check; when Stable we are able to save a little; when Secure we are able to perhaps have the house paid down; and with Surplus we have more than enough. What if every dollar you earned had an opportunity for the future, not an obligation to the past? 5 Biblical Financial Principles 1. Spend less than you earn. 2. Avoid the use of debt. 3. Build Margin (Save). 4. Set long term goals. 5. Give generously. Spend less than you earn, avoid the use of debt and build margin. Ever notice how we quickly we become creatures of our culture? One of the creatures of our culture today is that we have redefined “being able to afford it.” Now it means being able to make the minimum payment. The problem with greed is that it masks itself as need. Francis of Assisi: “People have confessed to me every known sin except the sin of greed.” Someone in the crowd s