Money Talks

We’ve gathered together some tips from various articles to discuss Holiday Spending today. Listen to our experts from New Perspectives https://www.newper.com/ thoughts on these tips:Stick to your budget:    Plan how much you’ll spend on gifts, food, drink, and decorationsAllocate a dollar amount of what you want to spent and who you will shop for. Tally up what you’ve already spent so far if you shop through the year and be aware of what you already bought and what you’ve already spent. Make a list of who you need to buy for and what you want to buy. If you’re not sure who will be attending the family dinner, call and ask the hosts or look back at last year’s pictures. Knowing who to buy for will help you avoid buying “stuff” just in case you missed someone.Holiday debt can linger for months, straining your household budget and even limiting your ability to save for retirement and other goalsWhile planning this year's holidays, start thinking about how you'll save money next year