Sound Financial Bites

In this episode of More Than Commas, Paul Adams challenges listeners to consider whether their wealth is a tool or a trophy. Drawing on Dr. Thomas Stanley’s The Millionaire Next Door and Stop Acting Rich, Paul explains how wealth flaunted for status can trap us in comparison, distraction, and fragility, while wealth used as a tool creates freedom, impact, and legacy. He highlights the virtue of frugality once admired in America, contrasting it with today’s obsession with visible success. True wealth, he argues, often hides in 401(k)s, rental properties, and investments no one sees. Paul also shares a personal story about his new Tesla Cybertruck and how visibility has changed how others perceive him. With humility and reflection, he invites listeners to examine their own spending habits and ask: Are you building tools for a meaningful life, or collecting trophies for display? -- Timestamps: 01:15 – The fragile nature of status-based wealth 02:40 – Wealth as a tool for impact and legacy 03:25 – Biblical wisdom