Townstone Financial

Don't wait until it's too late!!! The BIGGEST mistake people make when looking to consolidate debt is waiting too long before reaching out to Townstone for help. Once you’re late on your mortgage there often is little we can do since an on-time mortgage is one of the biggest factors in qualifying for a new mortgage, home equity line, or home equity loan. You and your family should strive to have a 3-6 months emergency buffer of money in checking or savings to pay your mortgage and other unavoidable monthly expenses and should reach out to Townstone BEFORE you’ve even needed to tap these funds to make your payments. Worst-case, reach out to us immediately after that first month of dipping into your emergency funds. There is no cost or commitment when you reach out to Townstone for a consultation. We’ll simply review your scenario, see what program(s) you qualify for, and present you with the mathematically-best proposal that you can then decide to proceed with or not. We understand that there is sometimes