Ash Said It® Daily

Simply being able to pay your bills each month is not enough. Unexpected job loss. Medical emergency. Natural disaster. In an instant, an unforeseen event can put you on shaky financial footing if you’re not prepared. And retirement? Forget about it. The good news is, it’s not too late, and it doesn’t matter where you start. It just matters that you follow a proven plan for building wealth and that you begin now, says author and financial planner Edward R. Williams. “I grew up thinking that the number one priority with money is finding a way to get the bills paid,” he says. “There were never any conversations about saving and investing. I fell into many of the same traps as an adult. It felt like every time I saved a little bit of money, something would happen that would require that money I had saved.” Williams hit rock bottom when his diabetic father needed surgery and asked the younger Williams to help cover some of the expenses. But he wasn’t able to. Feeling powerless and ashamed, Williams endeavored to