Townstone Financial

The date today (9/19/19) is the same when read forwards and backwards, is that rare or is Zach incorrectly giving it significance? Fed dropped the rate .25 yesterday, the mortgage market didn't bat an eye. Don't say we didn't tell you! While rates are higher compared to the lows of last month, there are still tons of outstanding mortgages that haven't been refinanced, you might be overpaying on your loan! To make sure you get the best in service, rates, and costs: go to Townstone.com and fill out a FREE consultation. Have a great rest of your week!

Blink and you'll miss it! After a nice couple of weeks of low rates, the market has started to turn.... Is the upward trend in rates going to continue, or has the week been an anomoly? Looks like it's turning back into a buyer's market on the purchase side of things. Still plenty of time to qualify, find a house, and CLOSE on it before the year is out. Elections are 14 months away, how will the timing impact real estate and housing? Stay tuned! Fill out a FREE consultation at Townstone.com for your refinance or purchase for the best in service, rates and costs.

It's already Thursday! Time sure flies when you have a Federal Holiday on Monday..... As the markets move, news outlets struggle to come up with a new explanation each day. Rates are still low! Many are taking advantage by lowering their payment, consolidating debt, or shortening their term. Others are waiting on the sidelines hoping that rates continue to fall. The good thing about a zero-cost refinance with Townstone is that you can refinance today to a better loan, then IF rates fall again after you close, there is nothing stopping you from doing it again. But if the rates never fall and only increase from here, you'll be happy you locked-in when you did. For a FREE purchase or refinance consultation, go to Townstone.com for the best service, rates, and lowest costs in the industry. Have a great week.

he grass is always greener on the other side.... With the recent drop in rates, some are still waiting to start the process because they THINK rates will go even lower this winter. We explain why waiting is NOT a good decision on a $0-cost refinance to a lower rate/payment. The rest of the industry continues to suffer from the spike in loan volume in recent weeks, but we were ready at Towntone. See for yourself today, fill out a FREE consultation request at Townstone.com and have a great rest of your week.

As mortgage rates drop, refinance volume continues to increase and many lenders are struggling to keep up. We're getting tons of calls from people that tried reaching out to their lender only to get no reply. At Townstone, we're ready for you. Every person who fills out a free consultation at Townstone.com gets contacted with the opportunity to utilize our great loan options, rates, costs, and customer service. In other financial news, "Inverted Yield Curve" is in the headlines. What does that mean for you and your mortgage? Remember, Townstone.com to fill out a FREE consultation for your next home refinance, purchase, or reverse mortgage.

It's been one of THOSE weeks.... Rates up and down Fed action and Chinese trade war Jim is turning to booze The Gang is LIVE with your special Friday mortgage market update. Visit Townstone.com to fill out a FREE consultation for your next home refinance or purchase.

Home Sales - Down Refinances - Up Rates - Low Is Recession on the horizon? How do we explain the slow-down in purchase activity and property appreciation otherwise? Good news is that rates are low and LOTS of people are taking advantage to save money on their current mortgage, consolidate debt, or take some liquid cash-out. It only takes 30 seconds to visit Townstone.com and fill out a FREE consultation to make sure you're not missing out! Have a great rest of your week!

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