Sinopsis
Financial Understanding + ResponsibilityYield independence
Episodios
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What is the biggest mistake the average investor makes?
29/08/2022 Duración: 17minIn this episode, we look at some results from the recent Dalbar study, tracking the average investors behaviours. We break down why chasing returns is the biggest mistake the average investor could make and how to avoid this.
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How to reduce the root causes of financial stress
19/08/2022 Duración: 19minIn this episode, the aim is to look at what the root causes of financial stresses are and talk about strategies to reduce these, both initially but in the long term by implementing strategies in your own lives.
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Bridges to nowhere - China’s debt problems
12/08/2022 Duración: 25minIn this episode, we look at Belt and Road initiative and along with the domestic debt problems that China is currently facing. Signs are starting to point to lowering economic growth but could these lead to a major economic collapse?
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All else being equal, what influences property prices more than anything else?
05/08/2022 Duración: 21minIn this episode we look at why credit growth has become the most important factor when determining property price movements. We look at why credit growth matters and what fiscal and monetary policy decisions over the past 30 years have created price increases and declines.
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Affordable rental policies and unintended consequences
29/07/2022 Duración: 25minIn this episode, we look at recent policy promises from politicians on the rental housing market. Are these the solution to achieving affordable rent? Or can they hurt those they are seeking to help along with the investors who own the properties?
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Inflation and the golden age of piracy
22/07/2022 Duración: 25minIn this episode, we look at a historical example of inflation from an expansion in the money supply. We also look at the difference between inflation from money supply increases in comparison to inflation coming from a lack of supply.
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Are IPOs a worthwhile investment?
15/07/2022 Duración: 20minIn this episode, we will be looking at investing in IPOs and if this can be a strategy for sustainable above market returns, or if this is simply a capital trap for investors.
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What allocation has the most consistent returns?
08/07/2022 Duración: 18minIn this episode, we look at some historical performances of portfolios from Jack Bogle, Warren Buffet and Ray Dalio. We look at the allocations that have provided the most consistent returns but also why this may not be the best thing for long term returns.
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Alternative solutions to inflation
22/06/2022 Duración: 23minIn this episode, we look at some alternative solutions to solve inflation in the long term beyond interest rate increases. We explore supply side economics to look at helping to reduce prices in the long term and increase our capacity to demand.
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The future state of the housing market.
01/06/2022 Duración: 19minIn this episode, we look at the influence the RBA has and will have on housing prices. We look at interest rate movements and regulations and how prices are expected to respond.
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The evolution of share markets
27/05/2022 Duración: 22minIn today’s episode, we break down the history of share markets, focusing on the ASX, to look at how we ended up with the system we currently have. We also look at the makeup of the ASX 100 years ago and how this has changed over time.
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Is the economy back to the 1970s?
18/05/2022 Duración: 23minIn this episode, we will be looking at the economy of the 1970s, the share market correction that occurred and what contributed to this. The aim of this episode is to see if will we experience the same sort of market conditions, or if what we are dealing with is something completely different.
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Is it better to invest in passive or active funds?
12/05/2022 Duración: 24minIn this episode, we look the pros and cons of both sides of the passive or active investment argument. We review the historical performance of average active manager to the index that they track and explore why they under or overperform.
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Is it possible to outperform the share market?
04/05/2022 Duración: 19minIn this episode, we look at the works of Fama and French. Two men who stated that it is impossible to outperform the market, whilst also providing a later framework to do so.
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Reducing the barriers to entry for property investments
26/04/2022 Duración: 20minIn this episode, we look at using Real Estate Investment Trusts (REITs) as a way to gain exposure to real estate investments and compare this to direct property ownership. We go through the pros and cons of this structure and explore where they can fit in to an investment allocation.
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How much do you need to save for retirement?
19/04/2022 Duración: 19minIn this episode, we answer a question from Jason on how much you need to retire. We look at an article by the ABC on this subject and explore the figures and assumptions used, as well as considerations that need to be taken
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Is it worthwhile to invest in defensive Managed Funds or ETFs?
11/04/2022 Duración: 22minIn this episode, we answer David’s question about cash assets that held in managed funds or ETFs. We discuss look cash held in unitised investments, look at allocations based around your goals, as well as the opportunity cost of investing in defensive funds.
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Have bond prices already factored in interest rate hikes or will they lose further value when interest rates do rise?
06/04/2022 Duración: 19minIn this episode, we answer the question from David. We look at bond pricing theory and compare this to when prices of bonds change, before or after interest rate changes are announced.
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Will a Russian debt default cause a global financial collapse?
28/03/2022 Duración: 20minIn this episode, we look at the looming Russian debt default and if this is the catalyst for another financial collapse or simply another blimp on the radar. We will look at the ramifications from a Russian debt default and what this could mean for global financial markets.
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When do you know that the share market has bottomed out?
14/03/2022 Duración: 21minIn this episode, we look at that it is almost impossible to time the exact bottom of the market. However, we look at four indicators to tell when financial markets have been oversold and are become cheap to purchase.