Girls On The Air

Karen & Janet kick-off this podcast with Larry Reyes talking rates... from FHA, to businesses plus programs for doctors and First Responders.  The housing market is very competitive, you need an expert like Larry from Smart Home Mortgage!  Next Seth Doherty joins the podcast, his company Latitude Surveying is essential for anyone adding an ADU, selling a property, putting up a fence along with any other addition to the property that needs a surveyor.  This is a very important conversation for homeowners and buyers.  Rhonda Holden is next talking about the importance of an escrow agent. Rhonda works for Fidelity Escrow, her job is to protect the buyer and seller and emphasizes the importance of a real estate agent and the risks of homes "sold by owner".  Their final guest is Bob Davis who invites everyone to The First Wednesday of April at The Jaguar Moon in Downtown Ventura, an awesome fundraiser that makes for an excellent get together and a really fun fundraiser! Details on this podcast!

Karen & Janet kick off this podcast with buying & rental opportunities in Ventura County, inventory is high, there are many beautiful neighborhoods for you to call home.  Their first guest is Alex Ramirez of Valor Home Loans.  While negative news might be on many minds, there are numerous programs for Veterans that are available now. Alex and his team has the experience and knowledge to place you in the home ownership situation that will fit you best.  You served in the military take advantage of your benefits!  Karen & Janet wrap up the podcast with Lisa and Bill from Safe Travels RV Services.  Most RV's are used seasonally making it a priority for you to check your RV's systems before traveling.  They look at Water and AC systems, tires, generators, propane, solar and your RV hookups too! Ensure your safety and enjoyment with your next RV adventure!

Karen & Janet invite Rob Leatherwood on the podcast for the entire hour, he will discuss insurance issues, housing affordability his role as government affairs director is to promote home ownership, private property rights and ethical business practice.  His focus is to try to increase housing availability, affordability and making sure housing providers act in an ethical and upstanding fashion.  Mr. Leatherwood appears at council meetings and at community councils.  He will discus many programs that are available in the City of Ventura.  This podcast will provide information for the "Mom & Pop" landowners who act as landlords to help them stay in compliance.  Another essential podcast for home owners and housing providers with Karen & Janet!

This Podcast features guest co-host Bob Ridgeway, a broker agent, who starts the show with Karen and discusses rates, available homes in Ventura County and the overall feeling among both buyers and sellers in the area.  Their first guest is Joe Parisi of Rate Mortgage who unpacks this weeks news including oil prices, war, inflation and unemployment, explaining how these world events affect rates and the housing market. Joe gives great advice and a lot of hope to buyers in the market.  The podcast shifts to the arts with Beverly & Kirby Ward, they present a Summer Festival that features new play writes throughout the country at The New Arts Theater in Ventura.  An actors audition is scheduled for April 3rd at NAMBA, listen to their conversation for the details.  Karen & Bob's last guest is Janice Aharon-Ezer, her 5013c "BraveHart" has a golf tournament scheduled that aims at providing information and care for those who have suffered a heart attack. Funds have been used to teach life saving techniques a

Karen & Janet start the podcast with rental & buying opportunities in Ventura County from beach properties to the hillside there are many places you can call home.  Their first guest is Larry Reyes From Smart Home Mortgage, Larry invites potential homeowners to consider the beautiful City of Fillmore where USDA Loans are available with 100% financing and great interest rates! Learn how a mortgage can be lower than the rent you are paying plus your home purchase is a fabulous investment! Next is Diane Gamble with Live Scan Express in Ventura, get it done right and right now, DOJ Certified and quick, with no appointment necessary. 20 years of trusted service for fingerprinting in Ventura County. Karen & Janet's final guest is Bob Davis inviting everyone to the First Wednesday fundraiser March 4th at Wagon Wheel Brewery, benefitting Reel Guppies Outdoors.  Another awesome podcast that informs and benefits residents of Ventura & Santa Barbara Counties!

Karen & Janet invite Joe Parisi in-studio to give his expert advice on when to refi, and understanding what "rate drop" offers you the best savings on your mortgage.  Joe also talks about the many home loan programs that are available, he finds the one that fits you best. Joe also has loans that can get you in with zero down!  Other topics covered include tax advantages in home ownership including the write-offs that are available to home owners!  Karen & Janet also chat about homes in Ventura County that are available for rent and for purchase.  Download this incredible podcast today!

This podcast is packed with need-to-know information regarding insurance for renters, owners & landlords. Janet, Karen & Denise from Paladin begin the podcast discussing tenant policies for multi property owners, they cover liability insurance and workers comp coverage emphasizing the importance of an umbrella policy. Renters with kids and pets plus pools is also discussed.  Coverage that includes Coastal water issues, earthquakes, floods and mudslides, learn which coverage you need.  You will find out about the most expensive mistakes people make with insurance.  This podcast is a must listen!  With Jane, Karen & Denise of Paladin Insurance!

Karen & Janet start this podcast with buying and rental opportunities from Pierpont to Ventura County's beautiful hillsides.  Their first guest is Alex Rameriz of Valor Home Loans for veterans.  Alex is an expert who focuses on VA Loans, Alex & his team know how to take advantage of all the benefits you earned and deserve, do not count yourself out on a home buying opportunity! Listen to what Alex has to say on this podcast.  Karen & Janet's next guest is Shannon Vasquez owner of Float Reiki, one session with Shannon makes her clients feel like they are floating after the first treatment! Remove the fatigue & fog and improve focus with Float Reiki! Another fantastic podcast with Karen & Janet! 

Karen & Janet open this podcast with amazing listing & rental opportunities in Ventura County. Their first guest is Joe Parisi from Rate Home Mortgage reminding us that now is the time to get prepared to purchase a home! Rates are steady and it is essential to be pre-qualified and to be educated on costs like rates, taxes, insurance & HOA fees.  Preparation plus planning with Joe makes your home purchase simple!  Bob Davis is next, and speaking of next First Wednesday is this Wednesday and it benefits A Heart of an Angel at Rocks & Drams in Ventura Bob Davis has the details!  Their final guest is Andi Girl who has a big goal this year to help everyone get set for the rest of 2026 and that is to meditate with 5,000 this year!  Learn how to Focus, Create and cultivate peace and success with Andi Girl... another fabulous podcast with karen and Janet!

This Girls On The Air Podcast with Karen & Janet starts off with Rental and Buying Opportunities in Ventura County, from the beautiful hillsides to the beach communities there are many neighborhoods for you to call home.  Their first guest is Derek Contreras of Smart Home Mortgage.  Derek has exciting news on the "Dream For all Program" this is an amazing chance for first time buyers to own a home.  Derek has all the details and how you can get ready to apply on this podcast.  Next up, Kevin Brannon from Reel Guppies introduces two interns who are in the program that are learning film making, editing and production techniques along with environmental stewardship, independence and working with others.  Reel Guppies is for families and individuals who want to play an active part in their city.  Karen & Janet's final guest is Deborah Delaney, a familiar voice and a local realtor who has a remarkable home on Dover lane in The Pierpont Community. This Cape Cod style home has white water views from inside a

Karen & Janet open this podcast with rental and home buying opportunities throughout Ventura County, from condos to homes the beaches to hillsides there are many excellent places to call home.  Their first guest is Joe Parisi of Rate Home Mortgage and the news on rates is they are at a 3 year low! Joe will break down the benefits of points and what you need to know, he has all of the options to make sure you have the best loan and when to refi!  Next up Denise from Paladin who is the expert on consulting home owners regarding their insurance policies.  Concepts like Ordinance & Law, Rewrites, Endorsements and more. Make sure you have the correct policy for your home and that it is up-to-date with Denise.  Another awesome podcast from Karen & Janet!

This podcast with Karen & Janet is packed with info you need to know!  They start the podcast with Alex Ramirez of Valor Home Loans.  Alex has great news for listeners who have VA Loans or who are eligible for a VA Loan.  Interest rates are down and loan limits are up, this gives the VA Loan a lot of flexibility that you need to take advantage of. Get the facts on this podcast with Alex! Megan Palmquist is next, Megan eliminates the "tech noise" at your business and simplifies the operation, Megan will do an audit and see how your company earns money and implementing the software you need, find out how you cut cost and increase revenue with Megan!  Their next guest is Will Hsiao the new owner of Ventura Cycling which has been in Ventura since 1912! Serving the cycling community for 2 and 3 wheelers Ventura Cycling offers, repair clinics, support for competitive cyclists and triathletes, on Friday they have many activities like yoga, running and cycling too. Plus they support bike riding with The Boys &

Karen & Janet start the New Year with great news and a positive outlook for 2026. Their first guest is Larry Reyes from Smart Home Financial. Larry says rates are down as low as 5.5% and there are many programs for first time buyers. Larry guides you through the process on credit reports, bank statements and how "buy downs" can help buyers and sellers.  Never count yourself out, talk to Larry first and listen to the great information he has on this podcast.  Next up is Justin Soenke owner of Phase 3 Enterprises. We all have heard about AI but what do we actually know about AI? Justin's experience will show you which internet tools work best.  How to use essential information about your business and how to make your phone ring. Justin matches your message with what you are offering. People who visit your website are looking to buy, give them a reason... Show what you do and build belief in your business with Justin! To wrap up the show, Karen & Janet review the new law regarding the requirements for re

What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides.  Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026.  Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years.  Karen & Janet close the podcast with their very special guest, Santa!  Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family.  Merry Christmas and Happy Hanukkah from Janet and Karen! 

Karen and her guest host, Shelley Wells start this podcast with houses that are on the market in Ventura County, from the beach to the hillsides there are beautiful homes available now.  Karen & Shelley's first guest is Crista Hermance a trust attorney who is an expert in creating a trust that protects your family's estate and assets.  From choosing a trustee, living trusts, making an estate plan, probate courts and trust administrators.  This process is easy when you have an expert like Crista Hermance who creates your estate plan, will or trust.  Their next guest takes a deep dive into insurance, car insurance, home insurance, umbrella policies and more, Denise Pomboonreung with Paladin Insurance has the answer. Denise breaks down this complex conversation into language that's easy to understand, from shock losses, to how a credit score affects insurance and more. Plus Reverse Mortgage information with Shelley Wells, The Reverse Mortgage Queen!  A must listen with Girls On The Air!

Karen & Janet spend this entire podcast with Krista Pleiser who is the Chief Government Relations Officer for the Santa Barbara Association of REALTORS® and co-founder of Smart Coast California.  Ms. Pleiser started her career in Los Angeles where she worked for several Los Angeles City Council members and a State Senator. For the past 18 years, she’s managed the Santa Barbara Association of REALTORS® political activities, reviews public policy, and works with elected leaders and government staff in the development of housing policies. In 2018, Krista and co-founder and CEO Marta Golding Brown conceived the idea of Smart Coast California, a 501(c)3, and since then have been working on creating a collaborative stewardship of the coast which entails community sustainability, property rights and the environment. 

Karen & Janet have filled this podcast with essential information, something for everybody in Ventura County!  They start with home buying and rental opportunities from the beaches to the hills of Ventura County, awesome homes.  Their first guest is Derek Contreras from Smart Home Mortgage with great news on rates that are now as low as 5.5% and there are many programs for different buyers, Derek has the right program for your needs.  Denise with Paladin Insurance talks about the most important part of your insurance policy and that is the Declaration Page a must do when insuring your home!  Ginny with Home Helpers Home Care that enables people to have Independence at Home, Home Helpers Home Care puts a caregiver in your home for one hour a day or 24/7.  Make sure you and your loved ones are happy and safe with Ginny's expertise.  Karen & Janet wrap up the podcast with Bob Davis inviting you to December's First Wednesday on the third in Santa Paula at 10th & MainThe Beneficiary is "The Spirit of S

Karen & Janet start this week's podcast with buying and rental opportunities in Ventura County, their first guest is Mark Monro with Roof Max of Simi Valley, the largest roofing company in The United States.  His system rejuvenates your roof with products that add many years to your roof's life.  Find out about the 10% discount with Girls On The Air! Next up it's Grant Leichfuss from Berkshire Hathaway. Grant is also involved with many projects in the city, he will talk about the Limoneira Project, The Olivas Park Extension and the need for The City of Ventura to meet the quota on new units that are mandated by the state. Karen & Janet's last guest is Nina Rubin with Shaklee Skin Care.  Nina has products that will rejuvenate your skin and make you look years younger!  Another awesome podcast with Karen & Janet!

This special podcast with Karen & Janet features two Veterans who are local real estate experts who tell us everything we need to know when it comes to VA Loans! The podcast starts with Mike Robb who served 24 years in The Navy along with Jeff Wattenbach who is a 20 year Veteran of The Seabees. Mike Robb is with Epic Realty and helps VA clients with Zero Down & Zero Cost loans that can even prepay HOA costs. Jeff Wattenbach tells us about VA Loans, the importance of Certificates of Eligibility DV-214 documents Assumable & Assumptive VA Loans too. Jeff & Mike dispel myths about VA Loans, they are Veterans & VA Loans are their specialty. Tell every Veteran who is looking to buy or sell to listen to this GOTA podcast!  Wrapping up the show is Casey, owner of Skin Love By Lulu. Casey has created  a comfortable and relaxing skin scare facility in Camarillo that includes Custom facials, relaxation, dealing with stress using the products that work for you and she has a special discount for Vetera

Karen & Janet open this podcast with buying and rental opportunities throughout Ventura County... Their first guest is Reverse Mortgage Queen Shelly Wells who tells us reverse mortgages can close within 30 days. Rates are edging down and now is an excellent time to learn which plan fits your needs and lifestyle.  Next up is Lynn from The Greek at The Ventura Harbor, Holiday parties are here and The Greek is taking reservations for The Parade of Lights and for your holiday party from friends 30 or more the Greek is your place for great food, dancing and fun! Etiquette is the next topic and Lisa Schoeffler, from which for to use, which water is yours, handshakes and conversation, List will teach you the proper way to enjoy your next get together.  Matt Shoupe wraps up the podcast inviting listeners to the Trivia Challenge on Wednesday November 5th at Sterling Hills Golf Club to benefit The Ventura Library Foundation.  Grab your smartest friends and listen to Girls On The Air!