Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Is Great Britain Finished? The Debt Crisis Unveiled ·        Debt crisis in the bond market ·        Rachel Reeves flies off to China ·        £3 trillion national debt rising by £5170 per second ·        Higher taxes, low investment, slow growth ·        GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled ·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. ·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. ·        Rachel Reeves Flies to China While Britain’s economic foundations

Is Great Britain Finished? The Debt Crisis Unveiled ·        Debt crisis in the bond market ·        Rachel Reeves flies off to China ·        £3 trillion national debt rising by £5170 per second ·        Higher taxes, low investment, slow growth ·        GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled ·        As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. ·        Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. ·        Rachel Reeves Flies to China While Britain’s economic foundations

Start Building Wealth In 2025 And Break The Spending Habit ·        Stop spending! You can’t spend your way to financial freedom! ·        Stop blowing every penny and start saving and investing for your future. ·        Stop running up credit card debt and using credit to buy consumer goods. ·        Stop shopping! Make investing your hobby instead of shopping! ·        Stop living beyond your means and get a grip on your finances. ·        Stop wasting time and learn about money and investing. ·        Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRy

Start Building Wealth In 2025 And Break The Spending Habit ·        Stop spending! You can’t spend your way to financial freedom! ·        Stop blowing every penny and start saving and investing for your future. ·        Stop running up credit card debt and using credit to buy consumer goods. ·        Stop shopping! Make investing your hobby instead of shopping! ·        Stop living beyond your means and get a grip on your finances. ·        Stop wasting time and learn about money and investing. ·        Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRy

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-int

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-int

Is Living Abroad for Tax Purposes Really Any Better than the UK? Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex. Watch video - https://youtu.be/fcFv_rTBr-M 1. Cost of Living While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance. 2. Tax Implications Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees. 3. Lifestyle Adjustments Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned. The Alternative Before packing

Is Living Abroad for Tax Purposes Really Any Better than the UK? Many Brits dream of living abroad to escape high UK taxes, but is it truly the best financial decision? Moving to tax havens or low-tax countries might seem appealing, but the reality is more complex. Watch video - https://youtu.be/fcFv_rTBr-M 1. Cost of Living While some countries offer lower taxes, the cost of living—housing, healthcare, and daily expenses—can be significantly higher. Places like Dubai or Monaco might save you tax but cost a fortune in rent and lifestyle maintenance. 2. Tax Implications Relocating doesn’t mean you’re off the hook with UK taxes. If you retain assets, investments, or property in the UK, you may still owe taxes under UK laws. Additionally, some countries have hidden taxes or high residency fees. 3. Lifestyle Adjustments Leaving the UK means adapting to a new culture, healthcare system, and possibly language barriers. These adjustments can be challenging and costly if poorly planned. The Alternative Before packing

Section 21 eviction notices have been served on 150 residents on a block of flats in Deptford, South London, weeks before Christmas. A Section 21 is a legal method for the landlord to require a tenant to leave a rental property without the need to provide a reason for "no-fault" eviction. A tenant can challenge it and stay in the property until physically evicted, but they may incur court costs. Watch full video - https://youtu.be/u-v8WXgpTuo Even with a Section 21 notice, it can take landlords 6 to 12 months to evict a tenant who refuses to move out – often under advice for their local council’s housing or “homeless prevention” department. The owners of the property, the Aitch Group said a Section 21 notice had been issued to tenants at the Vive Living development to "facilitate the refurbishment of the building". "The tenants have been given two months' notice, as a minimum, in accordance with their tenancy agreements.". The eviction notices may have been prompted by Labour’s Renter’s Rights Bill, currently

Section 21 eviction notices have been served on 150 residents on a block of flats in Deptford, South London, weeks before Christmas. A Section 21 is a legal method for the landlord to require a tenant to leave a rental property without the need to provide a reason for "no-fault" eviction. A tenant can challenge it and stay in the property until physically evicted, but they may incur court costs. Watch full video - https://youtu.be/u-v8WXgpTuo Even with a Section 21 notice, it can take landlords 6 to 12 months to evict a tenant who refuses to move out – often under advice for their local council’s housing or “homeless prevention” department. The owners of the property, the Aitch Group said a Section 21 notice had been issued to tenants at the Vive Living development to "facilitate the refurbishment of the building". "The tenants have been given two months' notice, as a minimum, in accordance with their tenancy agreements.". The eviction notices may have been prompted by Labour’s Renter’s Rights Bill, currently

Raising Angel Finance and Venture Capital for Your UK Startup Starting and growing a business often requires substantial funding. For UK entrepreneurs, angel finance and venture capital (VC) are two of the most popular options for scaling a startup. In this episode of the Charles Kelly Money Tips Podcast, we break down these funding sources and share how you can access them. Watch video - https://youtu.be/VW0abVUTa3A?si=eh7B7cv332gH7dha What is Angel Finance? Angel investors are high-net-worth individuals who provide funding for startups, typically in exchange for equity. They often invest at earlier stages than VC firms and may also offer mentorship and business connections. Platforms like Seedrs or Angel Investment Network can connect you with UK-based angel investors. What is Venture Capital? VC firms provide larger amounts of funding to businesses with high growth potential. They look for startups that have already proven some traction and scalability. VCs like Index Ventures and LocalGlobe are popular ch

Raising Angel Finance and Venture Capital for Your UK Startup Starting and growing a business often requires substantial funding. For UK entrepreneurs, angel finance and venture capital (VC) are two of the most popular options for scaling a startup. In this episode of the Charles Kelly Money Tips Podcast, we break down these funding sources and share how you can access them. Watch video - https://youtu.be/VW0abVUTa3A?si=eh7B7cv332gH7dha What is Angel Finance? Angel investors are high-net-worth individuals who provide funding for startups, typically in exchange for equity. They often invest at earlier stages than VC firms and may also offer mentorship and business connections. Platforms like Seedrs or Angel Investment Network can connect you with UK-based angel investors. What is Venture Capital? VC firms provide larger amounts of funding to businesses with high growth potential. They look for startups that have already proven some traction and scalability. VCs like Index Ventures and LocalGlobe are popular ch

Black Friday is marketed as the ultimate shopping event, but are those deals truly worth it? Many so-called bargains are just clever marketing tricks, with retailers inflating prices beforehand or offering discounts on items you don’t really need. Falling into the Black Friday trap can drain your wallet and delay your financial goals. Watch video - https://youtu.be/jiqlcuBRyao Instead of splurging on unnecessary items, consider investing your money for long-term growth. Here’s why: Smart Alternatives to Black Friday Spending: This Black Friday, break free from the consumerist cycle and focus on your financial future. Investing, rather than spending, puts your money to work and sets you on the path to lasting wealth. 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now b

Black Friday is marketed as the ultimate shopping event, but are those deals truly worth it? Many so-called bargains are just clever marketing tricks, with retailers inflating prices beforehand or offering discounts on items you don’t really need. Falling into the Black Friday trap can drain your wallet and delay your financial goals. Watch video - https://youtu.be/jiqlcuBRyao Instead of splurging on unnecessary items, consider investing your money for long-term growth. Here’s why: Smart Alternatives to Black Friday Spending: This Black Friday, break free from the consumerist cycle and focus on your financial future. Investing, rather than spending, puts your money to work and sets you on the path to lasting wealth. 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now b

Is Higher Inflation Good or Bad News for Landlords? Inflation is a hot topic in today’s economy, and as a landlord, you might wonder whether it works in your favour or against you. In the latest episode of the Charles Kelly Money Tips Podcast, we explore how rising inflation impacts landlords and what you can do to stay ahead. The Good News: For landlords with fixed-rate mortgages, inflation can actually be beneficial. As inflation rises, the real value of your debt decreases. This means that over time, you’re effectively paying back your mortgage with “cheaper” money. Additionally, in an inflationary environment, property values and rental income often rise, helping you build equity faster and increase your cash flow. Watch video - https://youtu.be/X6GlMT3bZS4 The Challenges: On the flip side, higher inflation can also mean rising costs. Maintenance, repairs, and property management fees are likely to increase, eating into your profits. For landlords with variable-rate mortgages, rising interest rates (often

Is Higher Inflation Good or Bad News for Landlords? Inflation is a hot topic in today’s economy, and as a landlord, you might wonder whether it works in your favour or against you. In the latest episode of the Charles Kelly Money Tips Podcast, we explore how rising inflation impacts landlords and what you can do to stay ahead. The Good News: For landlords with fixed-rate mortgages, inflation can actually be beneficial. As inflation rises, the real value of your debt decreases. This means that over time, you’re effectively paying back your mortgage with “cheaper” money. Additionally, in an inflationary environment, property values and rental income often rise, helping you build equity faster and increase your cash flow. Watch video - https://youtu.be/X6GlMT3bZS4 The Challenges: On the flip side, higher inflation can also mean rising costs. Maintenance, repairs, and property management fees are likely to increase, eating into your profits. For landlords with variable-rate mortgages, rising interest rates (often

In the latest episode of Charles Kelly Money Tips Podcast, we dive into the Labour Budget, interest cut, mortgage rate, US election, Trump and the £25 million man who will show you how transform your financial future and help you build wealth faster. Watch video version - https://youtu.be/cMsYjNcQ5xA For more tips on managing your money and building wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube!   Learn how to make money online from a British multi-millionaire       I’ve discovered a book I think you’ve really got to read. It shows you of how ANYONE can make millions online. It’s all in this one book by Simon Coulson: Interpreneur: The Secrets of my Journey to becoming an Internet Millionaire.    Simon Coulson is a really down to earth sort of guy. He’s also the real deal – he’s made £25 Million+ from his 5 different Internet Business. Each business doing 7-figures by itself.   GOOD NEWS – I have a LIMITED STOCK of this book for JUST £1.95 [down from £12.95] To Get Your Copy - Click He

In the latest episode of Charles Kelly Money Tips Podcast, we dive into the Labour Budget, interest cut, mortgage rate, US election, Trump and the £25 million man who will show you how transform your financial future and help you build wealth faster. Watch video version - https://youtu.be/cMsYjNcQ5xA For more tips on managing your money and building wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube!   Learn how to make money online from a British multi-millionaire  I’ve discovered a book I think you’ve really got to read. It shows you of how ANYONE can make millions online. It’s all in this one book by Simon Coulson: Interpreneur: The Secrets of my Journey to becoming an Internet Millionaire.  Simon Coulson is a really down to earth sort of guy. He’s also the real deal – he’s made £25 Million+ from his 5 different Internet Business. Each business doing 7-figures by itself.   GOOD NEWS – I have a LIMITED STOCK of this book for JUST £1.95 [down from £12.95] To Get Your Copy - Click Here Afte

Pay Yourself First: The Secret to Building Wealth Fast!   In the latest episode of Charles Kelly Money Tips Podcast, we dive into one of the most powerful personal finance strategies: Pay Yourself First. This simple, yet effective concept can transform your financial future and help you build wealth faster.   What does it mean to pay yourself first?   It means prioritizing your savings and investments before spending on anything else. Instead of waiting to see what's left at the end of the month, you set aside a fixed percentage of your income as soon as you get paid. This could be for your emergency fund, retirement account, or investments. By automating this habit, you're ensuring that you're consistently saving and investing for your future.   This strategy helps you avoid the common trap of overspending and ensures that you're always moving closer to your financial goals. Whether you’re aiming for early retirement, a big purchase, or simply financial security, paying yourself first is the foundation to a

Pay Yourself First: The Secret to Building Wealth Fast!   In the latest episode of Charles Kelly Money Tips Podcast, we dive into one of the most powerful personal finance strategies: Pay Yourself First. This simple, yet effective concept can transform your financial future and help you build wealth faster.   What does it mean to pay yourself first?   It means prioritizing your savings and investments before spending on anything else. Instead of waiting to see what's left at the end of the month, you set aside a fixed percentage of your income as soon as you get paid. This could be for your emergency fund, retirement account, or investments. By automating this habit, you're ensuring that you're consistently saving and investing for your future.   This strategy helps you avoid the common trap of overspending and ensures that you're always moving closer to your financial goals. Whether you’re aiming for early retirement, a big purchase, or simply financial security, paying yourself first is the foundation to a