Money Talks

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Financial acronyms.Email:  money@mpbonline.org. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Creating a budget/monthly spending plan and staying on track. How do you manage your finances each month? Email:  money@mpbonline.org. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Frank Coxwell, Coxwell Attorneys, PLLC Topics Discussed: Bankruptcy law and procedures.Email:  money@mpbonline.org. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Joseph Yoon, Insights Analyst, Edmunds.comTopics Discussed: Car buying. Email:  money@mpbonline.org.If you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Pam Pybas, ASHI certified inspector at Inspect It Like a GirlTopics Discussed: Home Inspections.Email:  money@mpbonline.org.If you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Open topic. Email:  money@mpbonline.org.If you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Credit card terminology, benefits and risks. Email:  money@mpbonline.org.If you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Ryder Taff, Portfolio Manager with New Perspectives & Kevin FarrellTopics Discussed: Valentine's Day spending trends, answers to your financial questions and your personal Valentine's Day messages read!Email:  money@mpbonline.org.If you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

We've got one of our longtime guests on the show today, Shawn Mercer from the Social Security Administration. He's ready to take your Social Security questions and Ryder Taff, Portfolio Manager with New Perspectives will handle your personal finance questions this morning. Email the show: money@mpbonline.org.Helpful Info & Links: https://www.ssa.gov/What should I do if I get a call claiming there's a problem with my Social Security number or account? https://faq.ssa.gov/en-us/Topic/article/KA-10018https://www.ssa.gov/myaccount/That national phone number is 1-800-772-1213. Hosted on Acast. See acast.com/privacy for more information.

Investing in the stock market can be smart way of helping you reach short term and long-term financial goals. But if you're just starting out, how do you know how much to invest and what to invest in? Today Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, portfolio manager and Kevin Farrell discuss investing and give you suggestions for starting out on the right foot.Email the show: money@mpbonline.org. Hosted on Acast. See acast.com/privacy for more information.

There's several advantages to maintaining good credit, and it's important to review your credit report periodically to ensure that the information it contains is accurate. Today, in between your personal finance questions, Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, portfolio manager and Kevin Farrell discuss credit. Email the show: money@mpbonline.org. Hosted on Acast. See acast.com/privacy for more information.

Are you looking to buy a house in 2023? We don’t know the future, but we can learn about the possibilities. Our guest is Senior Mortgage Loan Specialist, Adam Black from First Commercial Bank. We talk about interest rates, applying for a mortgage, and the housing market. Our regular experts take personal finance questions.Adam BlackSenior Mortgage Loan SpecialistNMLS 1213841076 Highland Colony Parkway Ridgeland, MS 39157Main 601.487.9120www.firstcommercialbk.comOur guest Adam Black a mortgage specialist has taught us a thing or two over the years. He joined us to talk about various aspects of home buying four times over the last four years.062122 http://moneytalks.mpbonline.org/episodes/money-talks-mortgages-2022071420 http://moneytalks.mpbonline.org/episodes/money-talks-first-mortgage061119 http://moneytalks.mpbonline.org/episodes/money-talks-refinancing-mortgages061918 http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d7eAccording to the US Census Bureau: the number of New Houses Sold in Novembe

Happy New Year! Welcome to 2023. We’ll talk today about information you might need for this new year. We learn about new tax amounts; ways to save money, ways to get back lost money, and ways to win money. Our experts take questions concerning personal finance.2023$66,000 - Defined contribution plan (401k, 403b) total limit per participant $66,000 - SEP IRA contribution limit $22,500 - 401k, 403b, 457 contribution limit (Salary deferrals)$7,500 - 401k, 403b, 457 catch up$6,500 - IRA contribution limit$1,000 - IRA catch up $15,500 - SIMPLE IRA contribution limit$3,500 - SIMPLE IRA catch up$27,700 - Standard deduction (MFJ)$20,800 - Standard deduction (Head of Household)$13,850 - Standard deduction (Single, MFS)$44,625 - Taxable income limit for 0% long-term capital gains (single)$89,250 - Taxable income limit for 0% long-term capital gains (MFJ)$17,000 - Gift tax exclusion $Unlimited - Brokerage account contribution limit$160,200 - Social security wage base (No longer pay social securi

ENCORE FROM 03/29/2022At Money Talks we can’t give you money but we can remind you that you might save money by planning ahead. Compounding interest, buying in bulk, watching for sales are all ways that might put you in a better financial position. We’ll discuss saving money by planning ahead today. We’ll also take your general personal finance questions.In the news: job rate, yield curve.Income Tax payments and filings are due Monday, April 18th this year. https://www.irs.gov/individuals/steps-to-take-now-to-get-a-jump-on-next-years-taxes https://blog.taxact.com/planning-next-years-taxes/Have a bank account. The fastest way for you to get your tax refund is by filing electronically and choosing direct deposit.Consider adjusting your withholding if you owed taxes or received a large refund last year.Take action when life changes occurDecide if bunching deductible expenses can help you.Try to match major deductions to high-income years.Contribute to an IRA for next year now.Atlantic and Gulf hurricane sea

ENCORE FROM 02/15/2022According to a report from the Federal Trade Commission: Romance Scammers Steal a Record 547 Million Dollars. Adults 70 and older had $9,000 median loss in 2021. Money Talks wants to make sure the person that steels your heart doesn’t steel your wallet. https://www.ftc.gov/news-events/blogs/data-spotlight/2022/02/reports-romance-scams-hit-record-highs-2021?utm_source=govdeliveryYou can help stop scammers by reporting suspicious profiles or messages to the dating app or social media platform where you found them. Then, tell the FTC at https://reportfraud.ftc.gov/#/If you are the victim of a romance scam, report it to the FBI and your financial institution. In some cases, money that victims sent by wire can be recovered if the fraud is immediately reported. You can learn more about romance scams at the website: https://www.consumer.ftc.gov/articles/what-you-need-know-about-romance-scamsRyder mentions:Tinder Swindler Official Trailer https://www.youtube.com/watch?v=_R3LW

Today’s show will have two parts: since we’re in the middle of Hanukkah and Christmas is coming soon we’ll discuss “Holiday Spending Without Adding to Your Debt”. Then we’ll move on to “Tips for Paying Down Holiday Debt”. Money Talks welcomes back Bruce McClary, a Senior Vice President at National Foundation for Credit Counseling. Our resident experts are also on hand for personal finance questions. https://www.nfcc.org/https://www.nfcc.org/blog/holiday-spending-without-adding-to-your-debt/https://www.nfcc.org/blog/3-tips-for-paying-down-holiday-debt/Bruce spoke with us about Pandemic Student Loans on March 9th of 2021 http://moneytalks.mpbonline.org/episodes/money-talks-pandemic-student-loans and Credit Counseling on May 12th of 2020 http://moneytalks.mpbonline.org/episodes/money-talks-credit-counselingHoliday debt is a problem for many Mississippians. Money Talks has discussed this topic two other times: June 29th of 2021 http://moneytalks.mpbonline.org/episodes/money-talks-avoiding-holiday-debt and October

It’s time for you to get in gear for the end of the year. December is a great time to reflect on the past and prepare for the future. What money decisions do you need to make before 2023? We’ll find out from our expert and take your personal finance questions.Free credit report: https://www.annualcreditreport.com/index.actionFind a personal finance advisor: http://moneytalks.mpbonline.org/episodes/money-talks-choosing-a-professionalUpdate beneficiaries and passwords Review your tax situationUpdate will and advanced heath care directiveContribute to retirementBudgetReview your insurance Hosted on Acast. See acast.com/privacy for more information.

How can you support the non-profits in your community while on a budget? Our money topic today is about how to contribute to a charity without donating cash.The website: https://www.moneycrashers.com/help-support-charities-without-donating-money/ recently published an article suggesting ways to support charities without donating money. We’ll see what our experts think of the suggestions.Donate your car, truck, motorcycle, RV, or boat to the MPB Foundation by simply completing a form and someone will reach out to you to arrange the pick-up of your vehicle donation, at no cost to you. You may qualify for a tax deduction while supporting a cause that is near and dear to your heart! https://www.mpbfoundation.org/ Hosted on Acast. See acast.com/privacy for more information.

Today, we’ll have the first of two broadcasts on giving. Next week we’ll discuss giving in ways that aren’t outright cash. As today is Giving Tuesday, we’ll discuss ways to give and how to select who to give your money two. We are also happy to take general personal finance questions.Our Mississippi Secretary of State’s office has a Charities list. Just go to their website: and click on Charities to search for a charity, file a complaint, start a charity, or read tips on donating. https://sos.ms.gov/If you want to get a little information about a charity you are considering in donating to Charity Navigator dot org provides free access to data, tools, and resources to guide philanthropic decision-making. https://www.charitynavigator.org/To find out if an organization in the US is registered as an official charity, you can go to where they register – https://www.irs.gov/  Across the top of the website in their main blue banner is a link to information about charities and nonprofits.Charity episodes:11/03/

Will you be buying gifts during the next few days or weeks? Money Talks wants to help you be a more informed shopper by sharing some marketing and psychology tips that are used to get consumers to buy more.False Sense of UrgencyThe Decoy AffectBuying in BundlesThe Instant MarkdownBuy One Get OneNostalgiaInstallmentsNo clocks or windowsShop layoutsEye-level shelvesUnorganized clearance sectionsLoss leaderParasite placementSince fast-food restaurants want customers to come in, eat quickly, and leave. Fancy restaurants encourage customers to stay longer and keep ordering more courses and drinks.BracketingSpecials with no priceLoyalty or frequent buying programsOne reason retailers started having holiday sales in October may be because Holidays are when people are the happiest. When people are in a good mood, they are also more willing to spend more money.The reason companies want to trade your email address for a small discount is simple: they will be able to easily reach you with tempting emails and ads about t