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Learn about why wealth is possible for you! Hit subscribe! So excited to announce today we crossed 1,000,000 downloads on iTunes! Wow! It's very exciting! It happens to be happening at the same time I have another exciting announcement! That is, I'm going to have a book published! I will be published by an independent publisher. We had 3 publishers interested and I chose Post Hill Press. The book will be available about a year from now on 9.18.18, what a great date! It will be a roadmap to financial freedom and will start with the proper mindset and then go into practical solutions for avoiding the common big mistakes many people make with their finances that holds them back from getting their money working harder for them and achieving financial independence! The message I have for you is simple: the wealthy aren't smarter than you, they don't have something you don't. They simply had drive and determination to go after what they wanted, maybe with a laser focus. They persevered and kept doing what worked. I

Learn about 10 billionaires who grew up poor. New listeners hit SUBSCRIBE! The article is here: https://www.cnbc.com/2017/09/11/10-billionaires-who-grew-up-dirt-poor.html ****************************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                         OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitter.com/lindapjones 4. "Follow" me on Instagram @LindaPJones 5. Send me an email @ lpjhome@gmail.com and let me know you did this! (If you're not on FB, TW or IG, that's ok, just send me an email @lpjhome@gm

Learn how to avoid making a common personal finance mistake. New listeners hit SUBSCRIBE! Research shows 59% of Americans are making a big personal finance mistake. Article by Matthew Frankel at Motley Fool. Article is here: https://www.aol.com/article/finance/2017/08/27/59-of-americans-are-making-a-big-personal-finance-mistake/23186944/ Here is the link to your free credit report:  https://www.annualcreditreport.com/index.action   ********************************* I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                              OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if no

Learn a hack to save 20% to 30% at some of your favorite restaurants. New listeners hit SUBSCRIBE! I have a great money saving idea for you today. Many people want to eat out, but it's a huge money drain, right? Is there a way to get a deal on fine dining? How about chain restaurants? Normally, I'd be discouraging you from eating out too much because it can be a real drain on your bank account. Remember the podcast I did about the couple who lived in NYC and each made $100k but couldn't afford to buy a home? It turned out they spent too much money on eating out every night. Everyone needs a date night or a break from cooking at home, but is it possible to get a deal? YES! I'm going to show you how. Let me ask you a question. If you gave me $80 and I gave you $100 back, how often would you do it? Literally, you give me $80, I give you $100…or what if you give me $70 and I give you $100? Now think about some of your favorite fine dining restaurants - Roy's, Flemings, Maggiano's, McCormick & Schmick's, plus

Learn a simple way to overcome limiting beliefs about money. New listeners hit SUBSCRIBE!   One of the ways we get limiting beliefs is through good intentions. I mean our well-intentioned parents are trying to communicate with their children about money. Sometimes they forget that the perspective they are giving us is not going to serve us long-term. I remember when I was invited to go on a swim team trip to Florida for 3 days. It involved a flight from Seattle, 2 nights hotel and money for meals, transfers and miscellaneous things. My mom wouldn't let me go because she thought it was too expensive for a short trip. I was devastated because everyone else was going. It was embarrassing, heart breaking and it was hard to understand. At 16, it's hard to understand the decisions parents make sometimes. As an adult, now I totally understand, but at the time all I knew was the rest of the team was going and I wasn't. Today we're going to explore things our parents said to us because these things have a way of gett

Learn about the BUZZ Index, artificial intelligence in FinTech and Investing with Jamie Wise. New listeners hit SUBSCRIBE! Our interview today is with Jamie Wise, the inventor of the Buzz Index ETF. Jamie is incredibly intelligent and has some interesting insights about investing in the future. I really enjoyed interviewing him and I think you'll like it too. Here we go. ****************************************** I'm having a summer giveaway through the end of September...you could win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                            OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitter at http://twitt

Learn what 3 financial mistakes not to make so you can have a bright future. New listeners please SUBSCRIBE! Here are 3 financial mistakes that can hurt your future: 1. Not becoming financially literate. When I was young, I had a thirst for knowledge and studied everything I could about finances. I took a lot of classes and studied for my CFP designation. I read books on mindset, journaled and listened to tapes. :) Today you can listen to mindset books on YouTube or Audible. I have a list of books I recommend on my Resources page on my website. Books on mindset that were amazing, besides Think and Grow Rich were The Magic of Believing and The Magic of Thinking Big. These are old classics, but the concepts are timeless and really inspiring. You also want to learn things like tax rules so you know what expenses are deductible. Get familiar with the tax code a bit. Get educated about investing in the stock market. It's a basic to learn because your IRA's or 401(k) are typically going to be invested in the stock

Learn steps to take right now to become a millionaire. It may surprise you! ******************************** This episode is brought to you by Sanebox. Sanebox manages the email in your inbox. As my friend Doug Goldstein said, "I've been using Sanebox for years. It took a couple of weeks, but I got down to "inbox zero," where I've had complete control of my email. It has made me much more efficient and organized, and to this day, my inbox is emptied out every day… and no emails get lost." Sanebox… - filters out the unimportant emails so you can deal with it later - sort emails into folders, like news, receipts, attachments and more - has the ability to sort emails that haven't been replied to - can snooze, set reminders, and more - Makes email way less overwhelming - Helps you get more done with less distraction If you're in need of getting your email inbox to "zero", try Sanebox. Just go to http://www.sanebox.com/bewealthy You will automatically have a $20 credit applied to your account on top of a 14-day fr

Learn common things you should be saving for. Here's the article: https://www.usatoday.com/story/money/personalfinance/2017/08/26/6-things-you-should-be-saving-for-but-arent/104677444/ Add to that list: 7) Save for children's education. If you plan to have children, you should start saving for college the day they are born. You have 18 years to compound the money and it's much easier to save gradually than to try to come up with the money when the kids go to school. Plan for approximately $240,000 per child which is $13,333 per year, about $1,111 per month. If that's too much, then start with $200 per month and add any raises to the amount. 8) Save for a wedding. If you have a daughter, you may be footing the entire bill of $50,000+. That's $200 per month or $2400 per year for 21 years. If they marry later, great! You may get away with just covering the groom's side like the rehearsal dinner, a tuxedo and you and your husband's outfits, but likely more than that. Any extra can be redirected to your retiremen

Learn what 5 common money mindset mistakes are and how to avoid them. The article is here: http://www.smartcompany.com.au/finance/wealth-management/top-five-financial-mindset-mistakes/ Your homework is to find a quiet place and close your eyes. Think about each mistake and check in with yourself if you think you are making one of these mistakes. If so, write in your wealth journal why you think the way you do and how you will dedicate yourself to thinking differently.   ********************************   I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                  OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.

Learn about studies that show when money makes you happier. The results will surprise you! A study on money and happiness provided startling results about happiness, wealth and marriage. From time.com, the article is here: http://time.com/money/3934531/money-happiness/   ******************************************************   This episode is brought to you by Sanebox. Sanebox manages the email in your inbox. As my friend Doug Goldstein said, "I've been using Sanebox for years. It took a couple of weeks, but I got down to "inbox zero," where I've had complete control of my email. It has made me much more efficient and organized, and to this day, my inbox is emptied out every day… and no emails get lost." How does an empty email inbox sound to you? Sanebox… - filters out the unimportant emails so you can deal with it later - sort emails into folders, like news, receipts, attachments and more - has the ability to sort emails that haven't been replied to - can snooze, set reminders, and more - makes email way le

Learn 3 common home remodeling mistakes that reduce a home's value. This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Watching TV remodeling and house hunting shows. People were making suggestions for remodels that would decrease value of the home! Comps are what guide and somewhat limit the value of the home. Based on number of baths and bedrooms and square feet and garage. Can also include a view. The basic NO-NO's: *Reducing a bedroom to turn it into a closet Wife wanted to turn a bedroom into a closet. Go from a 3 bedroom to a 2 bedroom house. That would reduce value dramatically because less demand and fewer shoppe

Learn the top 10 best and worst cities to retire in. This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Here is the article: https://www.cnbc.com/2017/08/15/here-are-the-best-and-worst-places-to-retire.html Here is the full research from WalletHub: https://wallethub.com/edu/best-places-to-retire/6165/ ****************************************** I'm having a summer giveaway through the end of September...you could: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                   OR 1 Wealth J

Learn how to find ETFs and decide what to invest in. This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Here is our listener question for today: Hi Linda! I have been listening to your podcasts for the past 12 months and love them! I can't get enough of them. I have been investing as a hobby for the past 6 months and trying to learn as much as I can. I have heard you and several other people talk about ETF's and how useful they are. Unfortunately I don't know how to look up the ETF's I would like to invest in. Can you do a podcast that answers the following questions: 1) How to find specific ETF's. 2) how to determine i

Learn what assets the uber wealthy have their money invested in. This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That's audibletrial.com/bewealthyandsmart. Here is the article: http://www.washingtonexaminer.com/how-the-super-rich-keep-their-wealth/article/2631087   I'm having a summer giveaway through the end of September...you could win: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                   OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy &

Learn why 7 billionaires are worried about a stock market correction. This episode is sponsored by Audible. It's the way I "read" more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart I appreciate your support of the podcast! That's audibletrial.com/bewealthyandsmart. Here is the article for today's show: http://www.marketwatch.com/story/these-7-billionaires-are-worried-about-a-stock-market-correction-2017-08-09 I'm having a summer giveaway through the end of September...you could win: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                     OR 1 Wealth Journal (book): Learn the 6 S

Learn why frugality is not the way to wealth. Sometimes I grow weary from hearing people advise others to be frugal in order to build wealth. Frugality is not spending money. Definition is skimping, sparing, and meager. To me what frugality is is spending less or nothing. If all you do is spend less and less, pretty soon you're living in the woods! I'm all for careful spending, but I realized there's a difference between "not spending" and "making dollars go farther". To me, I've always been about getting more for a dollar, rather than not spending a dollar. That's a huge difference! Make your dollars last longer. Buy at the right price…on sale, at a discount, a deal, wholesale, etc. Buy it at the right price. It's not about doing without or living in a shed. I don't think that's living life! That's giving money too much power and creating misery in your life. I'd rather see you choose a few things you want and find a way to get them at a discount. I play a game with myself to figure out how to get anything a

Learn why financial freedom really IS possible for you to achieve! Sponsor: Audible – Get your first audiobook for FREE today. Over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player. This is the way I "read" more books and stay ahead of the curve. Visit http://www.Audibletrial.com/bewealthyandsmart and get your first audiobook free! ************************************** Have you heard? I'm having a summer giveaway through the end of September...you could win: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                       OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be Wealthy & Smart" podcast a review on iTunes (or Stitcher Radio for Android). 2. "Like" my Facebook Fan page at http://facebook.com/lindapjonesfanpage (if you're on FB, if not, that's ok). 3. "Follow" me on Twitte

Learn the truth about money and wealth building. I'm going to push back on experts who write about how to build wealth! The articles usually go something like this: Budget yourself silly. Don't spend any money. Don't live beyond your means. Pay off all debt. Contribute to your 401k. Have a great life! Lol! Some of these have merit, but some don't. I'll go through each point in a minute. I'm going to give you a step-by-step plan. There are two different financial scenarios - one scenario for people that have massive credit card debt and one for those who don't. Credit card debt and student loans are a real problem that need to be taken care of first. High interest rates compound and grow quickly so the debt will grow fast unless you vigorously attack it. Make them Priority #1! Student loans may be at low interest rate, but it is not excusable in court even in bankruptcy. It's a permanent weight around your neck that has to go! Let's revisit the points I mentioned earlier. 1. Budget yourself silly. 2. Don't s

Learn how to set and accomplish huge goals with Priceline co-founder, Jeff Hoffman. Jeff talks about how a dream became the $60 billion company, Priceline.com and how he won a Grammy for his first album! Hear from a penultimate entrepreneur how to get off the couch and create the success most people only dream about. Learn the power of writing things down. This is a fascinating interview you won't want to miss! Mentioned in this Episode: Jeff Hoffman, former Co-Founder of Priceline.com co-authored a book called Scale: Seven Proven Principles to Grow Your Business and Get Your Life Back   Have you heard? I'm having a summer giveaway through the end of September...you could win: Win 6 awesome prizes: 5 of The Wealthy Mindset Blueprint (audio course): Learn how millionaires think the right thoughts for wealth before it happens (value $197)                                                            OR 1 Wealth Journal (book): Learn the 6 Steps to Wealth (value $67) Here's what you need to do: 1. Leave the "Be W