The Dave Ramsey Show

Jade Warshaw & Ken Coleman answer your questions and discuss: "Should I refinance my student loans?" "Am I being too intense?" "Should we give money in Baby Step 2?" "How do I handle a loan with my ex-husband?" "Should I quit my day job?" "How do I start paying off my credit cards?" "How can we cash flow a baby?" Buying a house while paying off debt, "I owe my sister $20,000," Jade shares party budgeting tips for Christmas, "What should I do after paying off debt?" "Should I sell my car?" "How do I pay off debt & build wealth?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Churchill Mortgage BetterHelp Balance of Nature Neighborly For help with investing, get connected with a SmartVestor Pro: Click Here Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we sell our house?" "I don't want to wait to start investing," "Should we buy a smaller house?" "How can I get out of debt?" "My ex-wife isn't contributing to our kids' education," "Should I pay off my fiance's debt?" "Should I wait to sell my car?" "How do I navigate life without credit?" "Should I take out a HELOC to do a remodel?" "What should I do with my whole life insurance policy?" "My husband wants to buy a new side-by-side," "My student loans are going into collections," "Financially preparing for divorce," "Should I buy a Camaro?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Need help with your taxes? See who we trust: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your mone

Dave Ramsey & Ken Coleman answer your questions and discuss: "My in-laws are trying guilt us into letting my brother-in-law move in with us..." "How should I use a large inheritance?" "Where should I invest while saving for a home?" "Can we afford to buy a house?" read more: How Much House Can I Afford? "Should I take out a loan for online courses?" "Can we get rid of our term life insurance?" "How do we finalize the paying off of our house?" "Should I pull from stocks to pay off debt?" "Should I live in a mobile home to save money?" "I have an 'income for life' rider on my annuity," "How do I guide my son in this crazy job market?" "Should I give my 18-year-old a house?" "Should I quit my job?" "Should we sell our house when we move?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance USCCA Neighborly Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel'

Dave Ramsey & Jade Warshaw answer your questions and discuss: A young widow that lost confidence her managing her finances after her husbands passing, learn more: EveryDollar.com How to prepare to buy a home when getting married, A Debt Free Scream from a couple that almost didn't get married because of the amount of debt they had, A caller that didn't know if he should sell his rental properties to improve his cashflow, read more: How to Invest in Real Estate A wife who discovered her husband had 22 credit cards he had hidden from her, "Are tax-relief companies legitimate?", learn more: RamseySolutions.com/TaxPro Homesteading is a great idea but you should never do it for the tax benefits, Why you should never do a land contract, What to do when your debt is more than your annual income, read more: How the Debt Snowball Method Works How to prepare to buy a house, read more: How to Buy a House in 2023 A Debt Free Scream from a couple that battled infertility issues while tackling their de

Dave Ramsey, George Kamel, and Jade Warshaw hear your stories of outrageous generosity. It's one of our favorite shows of the year, you don't want to miss it! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance Churchill Mortgage BetterHelp Neighborly Need help with your taxes? See who we trust: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Ken Coleman answer your questions and discuss: How to find a new vehicle for an affordable price after a total loss, read more: 10 Car Buying Tips What to know before hiring a financial planner, Find your very own SmartVestor Pro today The best uses for the profits of selling real estate, Why mortgage rates are dropping and how the market affects them, read more: RamseySolutions.com/Agent How to decide if you should move closer to work if it will increase your rent, What you should considering selling when tackling your debt, A caller that told us she's pregnant and overwhelmed by debt, Why student loans are not the answer to increase your income, Why you shouldn't do all the Baby Steps at one time, read more: The 7 Baby Steps How to determine if you can afford to go from a dual to single income so one of the parents can stay home with the kids, How to pay off debt when trying to make a career change, A caller who's in-laws took out $15,000 of student loans in their daughters

Jade Warshaw & Ken Coleman answer your questions and discuss: "Should we travel out of the country for a wedding while paying off debt?" "How do we restart the Baby Steps?" "Is it okay to take out a mortgage?" "Can I get a college degree without debt?" The "American Nightmare" created by the US's obsession with debt, "How can I know my value in the job market?" "Would it be smart to buy a $65K car?" "How can I get my finances under control?" "Should I sell my house to pay off debt?" "How should I go back to school?" "Budgeting while in a high cost-of-living area," "How do I prepare for a potential strike?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature USCCA Zander Insurance Neighborly Start your EveryDollar Free Account today: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Need help with your taxes? See who we trust: Click Here Want a plan for your money? Find out where to start: Click Here

Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband doesn't help with our bills," "I just took out my first student loan," "Should I borrow $1.2M to buy a small business?" "How do I prepare to move out?" Why most of your poor financial decisions start with you, "Cash out my profit sharing to pay off debt?" "How can I buy a car with bad credit? "My spouse's spending is crippling our finances," "My tax professional filed my taxes wrong," Dealing with collectors, "Can we afford to buy a house?" "My mom has had a whole life policy since 1996," "How do we buy our first rental property?" "Am I eligible for manual underwriting?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature BetterHelp Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Start your EveryDollar Free Account today: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash

Dave Ramsey & Ken Coleman answer your questions and discuss: "I'm making $150k at my side hustle...can I quit my job?" read more: How to Take Your Side Hustle Full Time, "What should my goals be in Baby Steps 4-6?" "How much house should we buy?" "I haven't filed taxes since 2020..." read more: Tax Debt Relief: How to Handle Back Taxes, "How do I use this inheritance?" "Is now a good time to start my own business?" "How do I prepare to get fired?" "My store is on the brink of bankruptcy..." "My wife wants to pay off the higher balance debt first," "How do I pay off my home while trying to retire?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA BetterHelp Churchill Mortgage Zander Insurance Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Find a Ramsey Trusted Real Estate Agent: Click Here Start your EveryDollar Free Account today: Click Here Want a plan for your money? Find out where to start: Click Here

Dave Ramsey & George Kamel answer your questions and discuss: "My wife doesn't think we can afford to retire," "How do I start paying off debt?" "Should I wait for interest rates to come down?" "My boyfriend wants us to buy a house in cash," "Is it possible to eliminate the national debt?" "How can I best guide my mom & sister?" "I got scammed by my dad," "What should I do with income from my rental?" Following up with a previous caller (Sarah from Nashville), "I'm lost on how to manage my money" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance Balance of Nature DreamCloud Neighborly Start your EveryDollar Free Account today: Click Here Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on

George Kamel & Dr. John Delony answer your questions and discuss: Dealing with an online gambling addiction, Budgeting for therapy, Sacrificing to pay off over $200k in student loans, Moving forward after debt, divorce and job loss, "I lied to my girlfriend about my debt," Cancelling insurance to pay off debt, What debts to pay off first Where to start when you owe over $400k in debt, "My debt is keeping us from owning a house" "I feel so constrained by our budget this Christmas" "Bankruptcy is not the solution to your problem" "How do I keep myself from spoiling my kids" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Balance of Nature BetterHelp Zander Insurance Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Find a Ramsey Trusted Real Estate Agent: Click Here Start your EveryDollar Free Account today: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey

Rachel Cruze & Ken Coleman answer your questions and discuss: Letting go of past financial mistakes, "My husband doesn't want me to stay at home," "We feel guilty spending our money," "I barely make any money, what can I do?" "Should I take out more loans to continue my education?" "How do I talk to my parents about money?" Money lessons from Christmas movies, "Paying off debt while unemployed," "Should we sell our house when we move?" "Should I tell my boss that I'm looking for a new job," "Did we buy too much home?" "Take out student loans to start a business?" "Is our childcare cost too high?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: DreamCloud Churchill Mortgage Zander Insurance BetterHelp Neighborly Start your EveryDollar Free Account today: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click

George Kamel & Dr. John Delony answer your questions and discuss: How to start managing investments after a loved one passes, read more: Questions to Ask a Financial Advisor at Your First Meeting What to do when a job requires you to have a credit score, George's book: Breaking Free From Broke How to get started flipping houses,  read more: How to Flip a House "Should I buy a Tesla for the tax credits?" read more: What are Tax Credits? How to know if you should sell your house to get out of debt, How to go back school without debt when living paycheck to paycheck, A caller financed 3 vehicles to start a rental car business and ruined their finances, The biggest excuses George hears about cars, read now: How to Buy a Used Car Right Now "How do I stay within my budget?" "I'm underwater on my car and can't get a loan," "How can I help my daughter deal with collectors?" "Should I buy a house while still in debt?" "Pull from my 401(k) to pay off the IRS?" "Is now a good time to buy a house?

Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should we buy long-term care insurance?" "How do we deal with a setback in our budget?" "Should we wait to move for a new job?" "When do I stop investing?" "I don't know where our money is going," "Can we pause investing to grow our business?" "Does it make sense for us to combine finances?" "How do we best leave real estate to our kids?" "Grieving a cancer diagnosis," "Paying off debt while still in school," "We aren't getting the promised solar tax breaks," "Should I use a debt consolidation loan?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature BetterHelp Zander Insurance Churchill Mortgage Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Start your EveryDollar Free Account today: Click Here Want a plan for your money? Find out where to start: Click Here Li

Ken Coleman & George Kamel answer your questions and discuss: "15% to retirement is too much for our budget," "How do I pay my bills after losing my job?" "What's the best way to combine finances?" "How do we get started investing without risk?" "What should I do with money from a lawsuit?" "We disagree about our rental property..." "Should I focus on pay or finding my calling?" "What's the best way to tackle my student loans?" "Should I sell my car?" "Should I buy rental property with my family?" "Does funding asbestos removal count as an emergency?" "Would it be smart to sell our house?" "How do I budget for unexpected issues?" "Should I buy my parents' house?" "What's my next step to find my dream job?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance DreamCloud Balance of Nature Neighborly Start your EveryDollar Free Account today: Click Here Have more money and less stress with George Kamel's NEW book, Breaki

Ken Coleman & Rachel Cruze answer your questions and discuss: Why combining money before you get married is a bad idea "Is my wife a princess for not wanting to work?" "Preparing to take on my girlfriend's debt?" "Am I being too stingy with vacations?" (Yes) "My lifestyle is completely unsustainable..." "Am I being irresponsible?" "Buy a home if it will double my housing cost?" "What should I do with my increased income?" "Can I use my emergency fund for daughter's quinceañera?" "How do I get ahead when my income is so low?" "Should I keep my whole life insurance?" "Should I move out of my parents' house?" "Sell rentals and primary to buy our dream home?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature DreamCloud Zander Insurance BetterHelp Neighborly Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here Find a Ramsey Trusted Rea

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should I pull from my 401(k) to pay off debt?" "What's the best way to pay off my truck?" "How should I save money for the future?" "Can we afford to stay in our current apartment?" Living paycheck-to-paycheck, "How can we fix our finances?" "Scammers are after my father, what can I do?" "We hate the house we bought," "How do I start investing?" "Should we give Christmas gifts to teachers?" "Should we pay off our house before investing?" "Pay off debt before buying more rentals?" "Should I drop my car insurance?" "Pay off debt before buying more rentals?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature BetterHelp USCCA Neighborly Protect yourself with the right coverage—Take our Coverage Quiz! Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here Wan

Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I take out a loan from a family member?" "Should I have more than $1000 in Baby Step 1," "My parents lost their business, how can I help?" "The real truth about Christmas gifts," "How should I save for a house?" Why it's sometimes hard to make wise money decisions "I'm scared to tithe while on Baby Step 2," "I'm not happy with our affordable vacations," "My husband is about to file bankruptcy" "Should I leave my job?" "How can I best pay off debt?" "Should we cash out investments to pay off debt?" "Should we move closer to family?" "I'm $42K in debt and just lost my job" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Christian Healthcare Ministries NetSuite Zander Insurance Neighborly Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here For help with investing, get connected with a SmartVestor Pro: Click Her

George Kamel & Ken Coleman answer your questions and discuss: "I don't know what I want to do while grieving," "Pay minimum payments while saving for a house?" "Should I take a commission only job?" "How do I balance my faith with pursuing wealth?" "Pay off our house before starting to invest?" "Change our budget for my seasonal job?" "Take cash from my mom with strings attached?" "Take a lower paying job or wait for a better offer?" "I bought a house and found out the seller painted over mold," "Should I stop investing to pay off my loans?" "What is the safest way to invest with family?" "Should I talk to my spouse about money?" Dealing with a rude and difficult boss. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance DreamCloud BetterHelp Neighborly Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here Start your EveryDollar Free Account today: Click Here Sponsor a school and chan

Dr. John Delony & George Kamel answer your questions and discuss: "Our 23-year-old stepson doesn't want to be an adult," "I'm afraid to use life insurance to pay off debt," "How do I pay off my debt faster?" "Rebuilding my life after divorce," "Can we afford to be generous?" "I don't trust myself with money," "Pay off debt before starting the Baby Steps?" "Should we sell our house when we move?" "What should I do with money in my bank?" "Should I propose with a ring from a past relationship?" "My dad gave us a house, what's our next step?" "Should I pay off my husband's debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Churchill Mortgage Balance of Nature NetSuite Zander Insurance Neighborly Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for