Cash Chats

It's been a big day for your finances with a surprise interest rate cut followed by the Budget where the new government set out its financial plans for the year. I've taken a look at how both of these will impact you and your money. Plus, important information about your sick pay rights if you get Covid-19 or have to self-isolate due to coronavirus. FURTHER READING > Budget 2020: What it means to you > Savings, mortgages and debts: Will the interest rate cut affect me.. and you? > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as d

There's only one thing we're all talking about this week and it's Coronavirus. In this episode of the podcast, I've looked at how some of the conversations that relate to money. So should you be stockpiling, and if so what? Should you book a holiday? Should you go if you've already done it? Will you get paid if you can't go to work? Should you worry about investments? FURTHER READING > How to stockpile for an emergency > Is your holiday protected? > MSE's guide to which travel insurers cover what > Your rights at work > Fairtrade bananas: How much more do they really cost? ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conv

I want to make better ethical decisions when spending money, but I sometimes come up short. Though I boycott brands like Nestle and Sports Direct while only buying cruelty-free cosmetics and free-range meats, I also fly long haul, shop at Amazon and have the latest iPhone.  So what can you do? Well in this episode of Cash Chat I'm joined by Tim Hunt from Ethical Consumer magazine to discuss whether it's possible to do everything, if you need to pick your battles and some easy ways you can make a difference without it impacting your bottom line.   FURTHER READING > Ethical Consumer - get your free issue and read more > More on Fairtrade Fortnight > WWF carbon calculator > My article on how easy it is to eat ethically > More on the Nestle boycott   > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcas

This week we've seen some of the top paying and most popular savings accounts cut their rates at the same time that inflation has hit a six month high. Combined it's bad news for savers, meaning any money you put away is earning less and worth less. So should you just not bother? In this episode find out what you could be doing with your money instead and where to put any cash you do want to save. FURTHER READING > Cash savings to beat inflation > How to set savings goals you’ll actually stick to > Hacks to boost your savings pot > Deals of the week > Tickets to the Financially Fabulous event on 26th March 2020 > Details of the UK Money Bloggers pub meet up on 4th March 2020 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can he

This week Tesco revealed how there are £17 million worth of Clubcard vouchers due to expire at the end of February. People have had the points for two years but forgotten that if they don't use them they lose them. So in this week's episode I've shared the different places you might have more lost and forgotten cash - often in your wallet or your home. Plus the top offers and bargains in my deals of the week. FURTHER READING Articles on Be Clever With Your Cash on this topic > Your forgotten cash and where to find it > Best uses of Tesco Clubcard points > How to claim forgotten cash on Oyster and contactless cards > How to make use of what you've already got > How to sell your old phone > Is it worth selling old books, DVDs, CDs and games Elsewhere on the blog this week > Money transfer credit cards – can they save you money? > Money transfer credit cards – can they save you money? > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast ha

This week on the podcast Andy looks into whether you actually need to switch bank. Though there are certainly benefits for moving your banking, from higher interest on savings through to smart apps to help you budget, you might not actually have to switch to take advantage.  Find out how to do it, when to do it and when not to in this week's episode of Cash Chats. FURTHER READING Do you really need to switch bank? The best bank switching deals and offers How to switch bank My 14 current accounts ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the h

If you get your TV via Sky or Virgin Media then you're paying far more money than you need to. It's possible to dramatically cut how much you pay and still watch all the channels you want. Yep that includes the likes of Sky Atlantic, Fox and Discovery, and even Sky Sports. And you can still get multi-room viewing and record the majority of channels.  In this episode Andy has been joined by blogger Or Goren to discuss how you can "cut the cord", the alternative ways to watch and the tools to view them on your TV. FURTHER READING Cutting the cord Andy's guide on why it's time to ditch expensive Sky and Virgin TV subscriptions Or's guide to how to cut the cord Now TV offers and deals Sky Sports pass deals on Now TV Andy's comparison of the different streaming sticks Or's review of the different Roku streaming sticks Andy's thoughts on whether you should ditch the licence fee Deals of the week Links to all this week's offers over on Be Clever With Your Cash Andy's London event Get tickets to see Andy talk

There are hundreds of apps designed to help you save, make or better manage your money - but which are the best? Andy is joined by his friend Jordon Cox - aka the Coupon Kid - to take a look at the ones they use on their phones and the ones which are a waste of space. Find out which apps will earn you money off your phone bill, get you a better deal on duty-free, make some cash on the side and help you see all your bank and credit card accounts in one place - plus more. FURTHER READING Links to all the key apps Andy and Jordon talk about can be found over in the full show notes at https://becleverwithyourcash.com/cashchats107/ Andy's London event Get tickets to see Andy talk about money saving in London alongside fellow bloggers Charlotte Burns and Jordon Cox. ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most f

Mid-January is one of the peak times for people applying for balance transfer credit cards. In this episode Andy has explored how you can clear your credit card and store credit debts and reduce how much they're costing you. Find out how to make a 0% balance transfer card work for you, and why it might not be the magic bullet for your debts. Further reading > 0% Balance transfer cards explained > Quickly clear your credit card debt > Santander 123 current account changes > Natwest and RBS Reward account changes ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” run

January is peak holiday booking time, with "early bird" deals tempting people to book now and have something to look forward to during the dark winter months. In this episode Andy has taken a look at whether you should be booking now, or if you should wait. Plus his tips for making sure you're getting the best value for money on your flights and hotels. FURTHER READING How to find a cheap flight https://becleverwithyourcash.com/find-cheap-flight/ How I get the best value hotel rooms https://becleverwithyourcash.com/how-to-save-money-on-hotels/ Is your holiday protected? https://becleverwithyourcash.com/is-your-holiday-protected/ Last minute holidays - the best way to book  https://becleverwithyourcash.com/last-minute-holidays-the-best-way-to-book/ Deals of the week https://becleverwithyourcash.com/deals/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode y

With the year (and the decade!) over, Andy has looked back at the big personal finance topics of the year to see whether it's been good or bad for you and your money. Plus, deals of the week. FURTHER READING Food stockpiling tips American Express welcome bonus changes Latest bank switching offers Natwest and RBS cashback to end Overdraft cost increases Tesco Clubcard Plus review Bad broadband changes Links to all this week's offers over on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy

0% interest finance isn’t new. For a set period you can borrow money - usually for a large expense - and as long as you pay it off you don’t get charged interest. This isn’t necessarily a bad thing - I've used it myself. But now the likes of Klarna and Clearpay are making it easier than ever to get it, and often on cheaper, more affordable items such as fashion.  So in this episode I've looked at the different 0% options, from credit cards through to finance deals through to these newer services, and shared when they could be the right option, and when they probably aren't. FURTHER READING Should you buy now and pay later? Links to all the deals of the week' over on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend fr

A bad present, either because it's not been thought through or it's just a lazy purchase, is one of the worst wastes of money as there's every chance it'll end up in the bin or just at the back of a cupboard unused. So in this episode, Andy shares why he hates Secret Santa and how you can make sure whatever gifts you buy actually to live up to the old adage that it's the thought that counts. He'll also look at whether regifting is ok. FURTHER READING Links to all this week's offers over on Be Clever With Your Cash Should you regift an unwanted present? Five alternative gifts where the thought really does count ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and inve

Can you really get a bargain in the Black Friday sales? A report this week claimed only one in five Black Friday deals were at their cheapest on that day in November last year. In the podcast this week I've taken a look at why that might be and assessed a handful of the offers already. Plus, a warning about buy-now, pay-later services such as Klarna. Further reading: My huge list of the best Black Friday offers Ep99 - How to get the best price Price matching tricks ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy

This week, to celebrate 100 episodes, I’m going to share with you some easy ways to get free money. No faffing around with filling in surveys. No buying things you wouldn’t normally buy, or getting part of the money back. No fees or subscriptions. No upfront payments. This is all from just normal spending. 100% Profit. You’ll get hard cash or in a few cases gift vouchers - not money off or discounts. Not predicted savings by switching. Actual cash. And the money will be yours.  The money won’t be overnight in your bank account. Some of this could take a few months, possibly longer. But if you've got a bit of time, I think it's well worth it. Some of the payments are small, starting at just a few quid. Some are huge, up to £175. You might not be able to do all of them, but I hope you’ll be able to get at least £100, if not five times that much. FURTHER READING These links and values are all correct at the time of recording. Get £5 from Curve Get £5 from Cleo Get £20 from Monese - Use code ANDR4552 Credit card

Getting the best price is much easier when you know how to compare prices, check price history, use price matching and set price alerts. In this week's episode Andy takes you through how he does all of these, including the websites and apps that'll take most of the hard work away. Plus the latest deals of the week including saving at the theatre and boosting your Asda Christmas shopping funds. FURTHER READING Where to price match How to search price history ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy also

One of the easiest ways to make some extra cash is to shop via cashback websites. In the last six years, I've made more than £4,000 using the main sites - TopCashback and Quidco. Easy money. Free money. It might sound like it's too good to be true, and there are risks associated, but it's a quick win for any savvy shoppers. Here's how they work and what to watch out for. FURTHER READING  Get a £17 new customer bonus at Quidco https://becleverwithyourcash.com/newsletter/ Get a £10 new customer bonus at TopCashback https://becleverwithyourcash.com/cashback-sites-boost-savings-sign-bonus/ How to boost cashback https://becleverwithyourcash.com/cash-hack-boost-cashback-10/   ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogg

There have been some big changes to the world of supermarket loyalty schemes. First Nectar added extra ways to earn points at Sainsbury's, and now Tesco has launched a premium option costing £7.99 a month. Along with the forthcoming Nectar Double Up event, Andy has looked at what the points are worth, and how to make sure you're getting the most you can for your points. Plus, the deals of the week bonus episode is now part of the main podcast, so keep listening to find out the half dozen top deals that Andy has spotted this week to save you money, including a free £30 John Lewis voucher and discounts at Odeon, Vue and more. FURTHER READING What are loyalty card points worth? The best Tesco Clubcard deals Tesco Clubcard Plus review – is it worth £7.99 a month? The best ways to collect and spend Nectar points Why I hate the Nectar double-up points promotion at Sainsbury’s (and how to get the best out of it) Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb.

Free pumpkins, 20% off kids bikes, Star Wars ticket deals, 25% off wine, free Gourmet Society trial, Sky Sports pass offer, Morrisons 3% boost and more. Andy’s back with eight top deals to save you money. From free pumpkins at the supermarket to cheap ways to book for the new Star Wars movie the cinema, these offers can’t be missed. FURTHER READING More about all this week's deals on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your

We’re less than 10 weeks away from Christmas. That might seem like a long time, but it’ll creep up on you faster than you think – meaning it’s a good time to start thinking about how much you’ll spend. In fact, even if you’re listening to this in November in December, or just want to get well ahead of Christmas 2020, it’s never too late or early to follow the tips in this episode. So here’s a checklist of the main expenses, along with tricks to bring down their cost, plus some tips to help you pay for everything. FURTHER READING  Your Christmas money checklist How to make extra money in time for Christmas ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investment