Life After Debt Rob Kosberg

There are few things that cause us worry and anxiety like financial issues. If you’re going through a financial crisis, job loss, or credit issue then you’re also dealing with elevated levels of stress and worry. Jesus said in John 16:33 That In this world we would have trouble, but take heart for I have […] The post Life After Debt – Finding Peace in Financial Turmoil appeared first on WebTalkRadio.net.

We often focus all our attention on the external. Is the economy good or bad. Is real estate going to go up in value or down. Where should I invest my money – or what things do I need to learn about the fill in the blank (stock market, REITs, IRA’s – the list is […] The post Life After Debt – What’s Your Type? Understanding How Personality Type Affects Your Finances appeared first on WebTalkRadio.net.

We live in a very affluent country but wealth alone cannot keep you from difficult times and tragedy. Financial difficulty is rampant with more people on welfare and food stamps than ever before in our history. In fact, really no one on this planet is immune from pain and difficulty. Golda Meir once said, “Those […] The post Life After Debt – Learning How To Thrive During Tough Times appeared first on WebTalkRadio.net.

I speak to people everyday in various forms of financial stability, some strong and getting stronger, some buried and going deeper in the hole. At some point almost every one of them will ask me what their situation or the solution will do to there credit score. Somehow that little number has captured the hearts […] The post Life After Debt – FICO Score Revealed: Are You Paying Attention Or Paying Interest? appeared first on WebTalkRadio.net.

In my career I’ve been blessed to work with both poor and rich alike – and even extreme wealth and poverty. I’ve seen people lose millions from the abundance they were given and I’ve seen people earn millions from complete poverty. It all comes down to how they managed the resources they were given. Most […] The post Life After Debt – Managing Our Cash Flow appeared first on WebTalkRadio.net.

We are now more than 5 years past the beginning of the great recession. In many ways things are as good as ever. Interest rates are near record lows, home values are starting to increase, the stock market is breaking records and unemployment is getting better and better. If that is the case then WHY […] The post Life After Debt – How To Overcome The Emotional Scars of A Past Financial Crisis appeared first on WebTalkRadio.net.

Right now the largest generation in history is reaching retirement age. In fact, around 10,000 people every single day are retiring and unfortunately many of them are ill prepared. Statistically of every 100 people retiring only about 5 of them will have adequate funds saved for living – these are frightening numbers. Add to that […] The post Life After Debt – Retirement Rescue 101 appeared first on WebTalkRadio.net.

These are crazy times to be interested in real estate. Talk to one person and she’ll tell you the sky is (still) falling talk to another and he’ll tell you we are in the greatest time of opportunity in the last 50 years. Rates are great but perhaps moving up. People are still edgy over […] The post Life After Debt – Home Buying And Mortgage Qualifying 101 appeared first on WebTalkRadio.net.

Life is a journey and we will all face many difficulties along our individual journeys. We will know both joy and sadness. We will all have times of plenty and times of want. If you are currently facing a financial crisis there are 2 things to be aware of. First, this wont last forever – […] The post Life After Debt – Practical Steps To Overcome Financial Crisis appeared first on WebTalkRadio.net.

Security is a funny thing. In many ways it is all just an illusion. We can do everything right and still walk out the front door and get hit by a bus. Not very encouraging I know. Anyway, while that may be true we still have a responsibility to take our financial future into our […] The post Life After Debt – The Safest Path To A Secure Financial Future appeared first on WebTalkRadio.net.

I love this country, and I love many, many things about capitalism. I love that a poor man or woman who has ambition, desire and is willing to work hard can get an education and/or build a business and wealth in one generation that changes the future for their children and their children’s children. I […] The post Life After Debt – Redefining the Meaning of Prosperity appeared first on WebTalkRadio.net.

In 2007 we watched powerlessly as our financial markets crumbled and real estate values fell. Trillions in equity vanished almost overnight and many with hundreds of thousands of dollars in equity suddenly found themselves upside down and unable to get a new mortgage. Todays mortgage environment is radically different then it was in the early […] The post Life After Debt – What You Need To Know When Buying Your Next Home. appeared first on WebTalkRadio.net.

We are living in the most turbulent economic times of the past 100 years. Incredible wealth is being built both online and offline with new and old technologies. Yet, we’ve seen wild fluctuations in the financial markets. Real estate dropped more than 60% in certain regions, The stock market dropped 50% and now is at […] The post Life After Debt – How To Successfully Invest And Navigate Todays Financial Markets appeared first on WebTalkRadio.net.

We live in the greatest country on the face of the earth but more and more we have things to be very concerned about. In the past immigrants flocked here from all over the world believing that America was the land of opportunity and freedom. The opportunity to move up from one socio-economic class to […] The post Life After Debt – Getting In Touch With Your Inner Rich Kid appeared first on WebTalkRadio.net.

The federal government administers about 80 different overlapping means tested welfare programs with over 100 million welfare recipients. During the economic crisis of the last few years these numbers have increased at an alarming and unsustainable rate. We call them entitlement programs but is entitlement really a program or is it first an attitude or […] The post Life After Debt – Winning The Entitlement Wars Both Nationally And Individually appeared first on WebTalkRadio.net.

Education and student loans are BIG business. Total student loans in the US have tripled in the last 8 years alone as students and parents have stuggled with the burden of ever increasing tuition. I’ve seen person after person struggling to pay their student loans, some of them saddled with a 6 figure debt and […] The post Life After Debt – Navigating The Slippery Slope of College Preparation and Avoiding The Student Loan Trap appeared first on WebTalkRadio.net.

Whether we recognize it or not we all have what I like to call a financial bend regarding money and our relationship to it. Perhaps it was caused by you watching mom and dad argue over money or maybe you are a child of divorce caused by financial hardship. How many moms or dads are […] The post Life After Debt – Money and contentment – How to deal with the emotional effects of money. appeared first on WebTalkRadio.net.

You’re hearing a lot of good news these days about the real estate market. Increases in the Case-Shiller index of values. Decreases in home inventory. Everything seems to moving in the right direction. Have you wondered though how we can be having record foreclosures year after year and the housing inventory is decreasing and the […] The post Life After Debt – What to do when you’re drowning in an underwater home. appeared first on WebTalkRadio.net.

There’s been a lot of talk over the last few years about the 1% and “paying your fair share” to somehow create an even playing field but really these topics are nothing new. Thousands of years ago the scriptures taught about the practices of the wealthy versus the practices of the poor. I firmly believe […] The post Life After Debt – How To Apply Biblical Principles To Your Finances appeared first on WebTalkRadio.net.

The United States of America is collectively the richest country in the the world. In fact, it is the richest country in the history of the world. Yet financial trouble is an ever present danger in our personal lives – wreaking havoc on families and relationships. Financial crisis is the leading cause of divorce in […] The post Life After Debt – How to save your marriage in the face of financial crisis. appeared first on WebTalkRadio.net.