Something More With Chris Boyd Show Podcasts

While millions of Americans spend their working days dreaming about retirement, many fail to take the crucial financial steps they should before becoming a retiree.  Chris Boyd and Jeff Perry discuss a recent article (link below) titled, “Don’t even think about retiring until you have these three things paid off — and no, your mortgage isn't one of them.”  Chris and Jeff discuss the benefits of being debt-free in retirement and how one’s home can be a potential source of income or wealth. Jeff discusses using a “bucket” fund approach to save for a new car. Chris reviews different strategies for debt reduction. The segment ends with changes to student loans and strategies to consider for repayment of student loan debt.   https://www.aol.com/5-best-debt-consolidation-options-233533805.html

Brian Regan joins Chris Boyd and Jeff Perry for this segment. The conversations starts with how the stock market has been breaking records under the leadership of the Magnificent 7 stocks of Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia and Tesla and whether they will continue to rule the market performance for 2024.  Brian reviews the recent record high stock market levels and provides his commentary on how technology has become a significant part of most companies in the S&P 500. The trio has an in-depth conversation of the most appropriate uses of managed mutual fund and ETFs.

In the News – Chris Boyd and Jeff Perry dig into some of the top stories in the news this past week. They begin their discussion with the latest report on Gross Domestic Product (GDP), which is the primary financial measure of all the goods and services produced in the United States. The recent report shows a surprising increase of 3.3% annualized rate in the fourth quarter of 2023. Wall Street had been looking for a 2% gain. Chris and Jeff change topics and review the results from the New Hampshire Presidential Primary.  They go on to offer commentary about the candidates, political parties (perhaps a third party), and the issues voters care most about (see story link below). Finally, Jeff talks about the rise in crypto currency theft by bad actors from North Korea and the impact on the crypto market.   https://www.washingtonpost.com/elections/2024/01/23/new-hampshire-exit-polls/   #PresidentialPrimary2024 #PoliticalCommentary #ElectionInsights #VoterConcerns #ThirdPartyPolitics #CryptoCurrencyTheft

12Chris Boyd introduces the topic of diversification in the world of personal financial planning. He reviews why diversification is a cornerstone practice for most investment portfolios.  Jeff Perry weighs in with comments regarding a recent news story (link provided below) which outlines how the Bill and Melinda Gates Foundation portfolio is invested primarily in just five individual stocks, including Microsoft, Berkshire Hathaway, Canadian National Railway Company, Waste Management, and Caterpillar.  Chris and Jeff discuss best practices and offer real life examples why some clients are resistant to diversify their investments.    https://finance.yahoo.com/news/bill-melinda-gates-foundation-86-103000872.html       Bill and Melinda Gates Foundation portfolio Investment strategy in major stocks Concentrated investments analysis Microsoft and Berkshire Hathaway holdings Canadian National Railway investment Waste Management and Caterpillar stocks Financial planning and investor behavior Understanding d

Do you know your income tax dates? – With the new year comes tax preparation time. Chris Boyd outlines the key upcoming dates related to income taxes. Jeff Perry joins Chris as the conversation goes into tax planning and making contributions to retirement plans. The duo offers suggestions for when it is appropriate to change your income tax withholding. Chris and Jeff have a dialogue about the value of one’s time and when one should hire a professional for financial planning, legal services, and tax preparation. Income Tax Deadlines Tax Preparation Tips Retirement Plan Contributions Tax Withholding Strategies Financial Planning Services   #TaxDeadlines #TaxPreparation #RetirementSavings #TaxPlanning     Social Posting

How to pay for long-term care expenses – Chris Boyd and Jeff Perry go into great detail about the challenges of planning for long-term care. Chris starts the segment by grouping people into three distinct categories. These groups are people with wealth to cover the cost, those who will need to rely on public benefits, and the remainder who can and should plan for such a possibility of a long-term care event. Jeff suggests creating a dedicated “bucket” for long-term care expenses and offers a personal story about using a Roth IRA. Chris and Jeff discuss a variety of other options to consider, including insurance, equity in real estate, and hybrid approaches. Chris and Jeff also discuss an article from Kiplinger’s Magazine on things you should know about long-term care insurance (link provided below):   https://www.kiplinger.com/retirement/long-term-care-insurance/things-you-should- know-about-long-term-care-insurance   Long-Term Care Planning Healthcare Costs in Retirement Long-term Care Insurance Re

How to survive the uncertainty and invest with confidence in an Election Year – Presidential elections can be divisive and unsettling for many people. At times, the fate of the world seems to hang in the balance with election results. But when it comes to investing, do elections really matter all that much? Chris Boyd and Jeff Perry review a recent report by The Capital Group which looks at such data since 1932. Listen in as you are likely to be surprised how much or little it actually matters who is in the White House. Presidential Elections and Investments Investing During Election Year Capital Group Report Analysis White House Impact on Stocks Election Year Investment Strategies   #ElectionYearInvesting #PresidentialElections #InvestmentStrategies #CapitalGroupAnalysis #StockMarketInsights

Bitcoin ETFs are now available – The US Securities and Exchange Commission recently approved 11 exchange-traded funds (ETFs) for Bitcoin. These new ETFs will allow investors to buy an asset that tracks the price movement of Bitcoin. Chris Boyd and Jeff Perry discuss if and when such an investment might be appropriate. Chris provides commentary on the risk involved and how the new types of investments often do not last for the long term. Jeff has a skeptical tone about crypto currencies in general and offers his thoughts regarding the difficulty in valuing them.  Chris reminds listeners of a past interview with Ric Edelman on this subject (see link below to that podcast).   https://somethingmorewithchrisboyd.libsyn.com/having-the-crypto-convo-with-ric- edelman Bitcoin ETFs Cryptocurrency Investment SEC Approval Bitcoin ETFs Bitcoin Price Tracking Crypto Investment Risks   #BitcoinETFs #CryptocurrencyInvestment #SECCrypto #BitcoinMarket #CryptoRisks  

Chris Boyd and Brian Regan discuss standard portfolio concerns, addressing issues like over- concentration in investments, the risk of over-diversification, and the necessity of aligning portfolios with personal comfort levels. They also analyze the latest inflation report and its implications for investors. The segment discusses the SEC's recent authorization of Bitcoin ETFs and how investors should approach this development. #PortfolioManagement #InflationImpact #BitcoinETFs #InvestmentDiversity #MarketTrends Portfolio Concerns Inflation Report Cryptocurrency Investment SEC Regulations Financial Market Analysis

7 Brian Regan, Senior Portfolio Manager, shares valuable insights on Smart Money Moves, focusing on 7 Practical Ways to Save Big and Live Well. He emphasizes the importance of saving and investing for wealth building, drawing from his financial journey. This segment is dedicated to helping listeners identify opportunities to enhance their future wealth. #SmartMoneyMoves #SavingTips#WealthBuilding #FinancialAdvice #InvestingWisdom Practical Saving Tips Building WealthInvestment Strategies Personal Finance Money Management

Jeff Dekko, CEO of Wealth Enhancement Group, joins Chris to discuss the firms approach to client success. They highlight the importance of a client-centered culture in financial planning and how their Round Table of Specialists fosters collaboration and informed decision-making. The conversation also covers integrating technology in financial services and the firms commitment to charitable initiatives.   #ClientCenteredFinance #Financialspecialists #TechInFinance #CharitableGiving #WealthManagement   Wealth Enhancement Group Financial Planning Culture Technology in Finance Charitable Activities Client-Centric Approach

Chris Boyd starts the year with a focus on Personal Finance New Years Resolutions, emphasizing the importance of reviewing and planning finances at the start of the year. He offers listeners a Complementary Portfolio Review to help them align their financial goals. The segment also touches upon the upcoming Caucus and primary season, speculating on potential outcomes and their impact on financial markets.   #FinancialResolutions #NewYearGoals #PortfolioReview #InvestmentPlanning #PoliticalImpactOnMarkets   Financial Planning New Year Resolutions Portfolio Management Investment Strategy Political Influence on Finance

Senior Financial Planner Scott Birmingham joins Chris Boyd and Jeff Perry to discuss some of the more common mistakes people make while planning for their retirement. Some of the issues discussed are planning for inflation, unexpected expenses, relocating, and rising medical expenses. Chris Boyd also outlines a complementary offer for a portfolio review and the creation of a financial plan. The trio goes into detail regarding how a financial plan should identify your goals and objectives while balancing both priorities of performance and personal risk management. Chris explains a two-meeting process where the client’s interests are paramount.

2024 Market Outlook – Chris Boyd, Jeff Perry and Brian Regan share their thoughts on the outlook for various financial markets in the new year. Brian provides a detailed review of current stock market valuations and offers an optimistic tone for 2024 corporate earnings. The trio reviews the influences of 2024 being an election year and Brian references an article (see link below) he authored on this subject. Jeff expresses his concerns about the mounting national debt. Chris questions Brian on his thoughts about international stock investing and the overall outlook for the bond market. https://wealthpop.com/your-politics-are-very-expensive/ Note – this segment should be Segment 1 in Hour 2 on 01/06/24

$1M does not go as far as it used to – In this segment, Chris Boyd and Jeff Perry dig into a recently published article on CNBC (see link below). Chris reviews the states where $1M in retirement savings will last the longest and the shortest. The pair outlines the actual definition of being a millionaire and Jeff reviews a survey of millionaires and the top 5 professions which create the most millionaires. You will likely be surprised which professions are on this list and which ones are not. https://www.cnbc.com/2024/01/01/how-long-1-million-in-retirement-savings-lasts-in- every-state.html

Year in Review – Chris Boyd and Jeff Perry look back at 2023 and discuss a wide range of topics. The conversation starts out with Chris outlining the market returns for last year and offering commentary on how inflation, higher interest rates, and fears of a recession impacted the markets at different periods during last year. Chris and Jeff go on to discuss geo-political events, including the war in Ukraine and the terrorist attack on Israel.

CEO Chris Boyd of Asset Management Resources (AMR) announces an exciting merger of AMR with Wealth Enhancement Services (WEG). Chris shares his reasoning and process of selecting WEG to partner with. Chris goes on to discuss his primary reason for the merger is to enhance service and resources for the AMR clients. Jeff Perry and Scott Birmingham discuss with Chris some of the benefits clients will see in the coming weeks and months, including additional expertise for unique and complicated issues. Scott also shares his thoughts on financial planning software that should enhance the overall client experience. Chris also reviews what will not be changing after the merger, including that he and Kristen Boyd will remain as the leaders of the AMR Team in the Hyannis Office. The current AMR staff will also remain in their current positions and the level of service to clients will not change. Chris shares that CEO Jeff Dekko of WEG will be a guest of the show in approximately two weeks.   AMR and WEG merger 2024 CEO

Chris Boyd, Jeff Perry and Scott Birmingham share their thoughts on goal setting and some of the ways to approach diverse types of goals, including the areas of finances, health, spiritual life, relationships, and time management. Jeff highlights the use of SMART goals, which stands for Specific, Measurable, Achievable, Relevant, and Time-Bound. Chris introduces George Kinder’s “Three Questions,” which are Design Your Life, You Have Less Time, and Today’s the Day. Chris, Jeff and Scott discuss how digging into each question in order can help define what things in life truly are the most important to you.   Chris Boyd on goal setting Jeff Perry SMART goals Scott Birmingham life planning Financial goals 2024 Health and wellness planning Spiritual life improvement Relationship and time management George Kinder's Three Questions Personal priority discovery   #NewYearNewGoals2024 #ChrisBoydLifeHacks #SMARTgoalsWithJeff #ScottBirminghamAdvice #FinancialWellnessJourney #HolisticLifePlanning #RelationshipGoals #TimeM

New Year Resolutions – As the new year is upon us, Chris Boyd is joined by Scott Birmingham and Jeff Perry to discuss an article on the Schwab website (see link below) which highlights five steps that all investors should consider taking to help boost their financial fitness in the new year. Chris, Scott, and Jeff offer their commentary and suggestions on the five following financial resolutions: 1. Resolution 1: Creating a budget. 2. Resolution 2: Managing your debt. 3. Resolution 3: Optimizing your portfolio. 4. Resolution 4: Preparing for the unexpected. 5. Resolution 5: Protecting your estate. https://www.schwab.com/learn/story/new-years-financial-resolutions-get-your-finances- in-shape   Chris Boyd New Year Resolutions Financial planning 2023 Budgeting and debt management tips Portfolio optimization strategies Estate protection advice Scott Birmingham financial insights Jeff Perry investment strategies Schwab financial resolutions article   #ChrisBoydFinancialTips #NewYearResolutions2023 #BudgetingBas

7Has your life changed since you started your financial plan? In this segment, Chris Boyd outlines a complementary offer to 10 listeners for a portfolio review and the creation of a financial plan. Chris is joined on air by AMR’s Lead Financial Planner Scott Birmingham and Investment Advisor Representative Jeff Perry. The trio goes into detail regarding how a financial plan should identify your goals and objectives while balancing both priorities of performance and personal risk management. Chris explains a two-meeting process where the client’s interests are paramount. Chris, Scott, and Jeff explain that once one goes through the initial discovery process, AMR analyzes the information and makes specific recommendations of how AMR can help people address their fears and reach their goals.   Chris Boyd Money Makeover Free Portfolio Review Challenge Financial Fun with Chris, Scott, and Jeff DIY Investor Tips from AMR Widow's Guide to Financial Planning Spice Up Your Investment Strategy Personal Finance Transfor