Financial Survival Network

Chris Berlin shared his personal journey into cryptocurrency, detailing his initial experiences with Bitcoin on the Silk Road and his return to the space in 2020, inspired by the digital art movement. He highlighted the transformative potential of blockchain technology for artists, allowing them to connect directly with collectors and track their work, thus enhancing their marketing capabilities. The discussion also touched on the evolving narrative surrounding cryptocurrency, particularly with the potential for a new presidential administration to positively influence public perception, despite ongoing negative rhetoric from some politicians. Participants expressed confidence in the crypto revolution, with predictions for Bitcoin's price reaching as high as $800,000 by 2025, driven by increased global adoption and accessibility for small investors. The conversation further explored the dynamics between Bitcoin and Ethereum, with Ethereum positioned as a key player in decentralized finance despite challen

Kenneth Rapoza, representing the Coalition for Prosperous America, discussed the intricate relationship between immigration and the U.S. labor market, highlighting that while some companies depend on foreign workers to address labor shortages, illegal immigration can lead to wage stagnation and increased competition for housing, ultimately impeding economic growth. He expressed concerns about the Roosevelt Hotel's financial arrangements, suggesting that government subsidies for housing migrants could undermine its historical significance as an affordable establishment. Rapoza also addressed the potential for the Department of Justice to reduce regulations and government spending, noting the resistance from entrenched bureaucracies that complicate reform efforts, despite advocacy from figures like Elon Musk. Find Kenneth here: https://prosperousamerica.org Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe

Kerry Lutz and Ed Siddell discussed the implications of the 2.7% CPI figure, with Ed expressing concerns that true inflation is underestimated and may rise, referencing Janet Yellen's regrets about her previous comments on transitory inflation. They examined government spending, with Lutz proposing reductions in federal agencies and corporate welfare, while speculating on the potential use of presidential impoundment authority to control spending, which could lead to political conflict. Ed warned that reliance on government spending could result in market corrections and emphasized the need for a cultural shift in spending, criticizing the inefficiency of government workers. They acknowledged the challenges of reducing government size and the risk of executive orders being reversed. Ed also highlighted the importance of creating job incentives during severance periods and expressed skepticism about immediate interest rate reductions due to ongoing inflation. He predicted market growth of 8 to 12% by the e

Todd Sheets and Kerry Lutz engaged in a discussion about Todd's book, "2008, What Really Happened," which examines the causes of the 2008 financial crisis. Todd challenges the common belief that deregulation was the main factor, emphasizing instead the significant impact of Fannie Mae and Freddie Mac's expansion. He highlights the lack of understanding among both consumers and financial institutions regarding the risks of various mortgage products. Additionally, Todd expresses concern over the current housing affordability crisis and warns of possible stagnation in home values, advising caution for potential homebuyers and those looking to leverage their home equity. Find Todds book here: 2008: What Really Happened Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe

Kerry Lutz and Dale Smothers discussed the recent PPI and CPI numbers, which surpassed expectations, raising concerns about a potential return to stagflation due to trade wars and labor market disruptions. Dale emphasized the necessity of government spending cuts and tax reductions to stimulate economic growth, while also addressing the high debt-to-GDP ratio and the public's likely resistance to budget cuts that impact individuals. He suggested that while Social Security should remain intact, there is room to eliminate waste in defense spending and reconsider foreign aid to non-aligned countries. Both expressed skepticism about the Federal Reserve's ability to navigate the current economic landscape and discussed the market's sustainability, warning that negative reactions to potential pauses in rate cuts could trigger recession predictions. Dale advised investors nearing retirement to adopt conservative strategies, such as buffered ETFs, and noted the volatility of gold and the rising appeal of Bitcoin,

Kerry Lutz talks with Craig Hemke from TF Metals Report about the latest developments in precious metals, Bitcoin, and the global economy. Craig explains the recent performance of gold and silver, with silver showing strong technical signals that could lead to institutional interest and future growth. He also discusses Bitcoin's climb past $100,000 and its role alongside precious metals as an alternative to fiat currencies. The discussion explores the challenges of managing government debt, the difficulties of cutting spending without harming GDP, and the risks associated with fiscal and monetary policy decisions. They address the increasing push for cashless societies and the potential implications of Central Bank Digital Currencies (CBDCs) on personal financial freedom. Find Craig here: https://TFMetalsReport.com Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe  

Kerry was joined by renowned technical cycle expert Eric Hadik from Inside Track Trading. They dive deep into post-election market dynamics, exploring how recent events and historical cycles are shaping the outlook for key assets, including Bitcoin, gold, oil, interest rates, and the U.S. dollar. Eric discusses the precision of his market predictions, such as Bitcoin's October-November surge and the S&P Midcap 400's performance into late November, providing insights into emerging trends. They examine the multi-year bull market in gold, the potential for a trading range before a breakout, and the cyclical nature of interest rates, forecasting a decline heading into 2025. The conversation also touches on the dollar's behavior under different administrations, highlighting its historical correlation with Republican and Democratic leadership. In addition, they address oil's steady positioning and potential for a rally, as well as broader economic indicators pointing toward stagflation in the coming years. The

Kerry Lutz interviewed Casey Gregerson, who transitioned from a career in petroleum engineering to real estate investment. Casey shared his educational background in math and chemistry and recounted how his father encouraged him to invest in his first home while attending the University of Wyoming. He practiced house hacking by renting out rooms in his home, which sparked his interest in real estate. Influenced by the book "Rich Dad, Poor Dad," he learned about assets and liabilities, leading him to expand his portfolio after refinancing his first property to purchase a second home. By making improvements, he increased the rental income significantly, leveraging equity to create additional cash flow. Casey reflected on the contrast between his stable job at Shell and his entrepreneurial ventures in real estate, utilizing his time off to find fixer-uppers. He discussed challenges faced in 2017 when attempting to expand into higher price points, which resulted in financial losses due to miscalculations and cont

Kerry Lutz and Paul Oster discussed the financial challenges associated with holiday shopping, particularly the risks of increased credit card usage and buy now, pay later options. They highlighted the likelihood of consumers facing a financial hangover in January due to overspending, which is often fueled by aggressive marketing strategies. Paul noted that many individuals still carry debt from the previous holiday season, contributing to a troubling trend of rising credit card debt. Both emphasized the importance of setting a budget for holiday gifts and suggested that personalized, meaningful gifts could be a more thoughtful alternative to expensive items. They also provided strategies for those new to budgeting, including assessing monthly income, cataloging expenses, and the necessity of maintaining a 12-month emergency fund. The conversation shifted to the implications of data security and financial regulations. Paul raised concerns about data brokers in the real estate sector who mishandle sensitive pe

Sayam Ibrahim shared his personal journey from a challenging childhood as the son of Dominican and Ethiopian immigrants to achieving academic success at Georgetown University and a fulfilling career in real estate after leaving a demanding Wall Street job. He detailed his accomplishments in acquiring over 1,400 properties and building a rental portfolio of more than 600 doors, emphasizing the time freedom real estate offers and encouraging new investors to focus on finding good property deals. Sayam provided strategies for locating motivated sellers, such as targeting delinquent water and tax lists, which he found to be more effective than traditional MLS listings. He also announced a free class on funding real estate transactions, inviting listeners to text HERO for access, and engaged with Kerry Lutz, who expressed interest in real estate and highlighted available resources. The discussion emphasized the accessibility of real estate investment opportunities, particularly in affluent areas. Find Sayam he

We sat down with Shane Williams, CEO of West Red Lake Gold Mines (

Kerry Lutz and John Rubino analyzed the recent election, expressing relief over the absence of civil unrest and discussing the potential for significant policy changes under Trump's leadership. They emphasized the need to address government inefficiencies and cut corporate welfare, while also highlighting the looming financial crisis driven by high government debt. Rubino suggested that the administration's approach to this crisis will be crucial for defining Trump's next term, and they explored the possibility of a currency reset and a return to a gold standard as a viable solution. The discussion also touched on the state of healthcare in the U.S., with Rubino criticizing the food and pharmaceutical industries for contributing to poor health outcomes and advocating for scientific investigation into rising health issues. The conversation shifted to social media dynamics, with Lutz noting Elon Musk's impact on Twitter's ideological balance and Rubino mentioning the rise of Blue Sky amidst censorship challenge

Jefferson shared his journey in real estate investing, highlighting his initial accidental purchase of a rental property and his current average cash flow of $4,000 per month from his portfolio. He has shifted from single-family homes to multifamily properties, emphasizing the advantages of lower maintenance costs and reduced risk. His investment strategy involves creative financing and a strong focus on cash flow analysis. Additionally, Jefferson recommended house hacking as a viable option for new investors to lower living expenses while generating income. Find Jefferson here: https://americanhomeconcepts.com Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe

Cliff Nonnenmacher shared his entrepreneurial journey, detailing his transition from managing a portfolio at Morgan Stanley to investing in a remanufacturing company for toner cartridges. He discussed his experiences in franchising, scaling 36 units, and focusing on turning around failing businesses in Florida, highlighting the importance of discipline and due diligence in investing. Cliff now runs a consulting firm, Frenocity, to assist investors in navigating franchise opportunities, while also criticizing corporate culture and diversity initiatives for contributing to workforce dissatisfaction. The discussion then focused on the significance of experience and training in aviation, with Cliff using the example of successful emergency landings to emphasize the need for reliable metrics. Kerry Lutz supported this by referencing a seasoned pilot, discussing the evolution of training quality. They agreed on the importance of learning from past experiences to achieve success across various fields, including fran

Kerry Lutz and Steve Selengut discussed income independence coaching, emphasizing the importance of minimizing financial risk and diversifying investments. Steve outlined his investment philosophy, advocating for a portfolio strategy that includes high-quality investments and active management to capitalize on profit opportunities. He provided insights into closed-end funds, highlighting their income-generating potential, typical distribution rates around 10%, and the necessity for thorough research. Steve clarified the significance of purchasing funds at a discount, which varies based on market conditions, and likened his investment approach to managing a department store, where he actively adjusts positions based on performance. He targeted a 10% annual gain through capital gains and income distributions, stressing the importance of income during market downturns and the benefits of holding income-producing securities in a Roth IRA for tax-free growth.  Find Steve here: theincomecoach.net Find Kerry her

Dan Novaes, CEO of Immobile, expressed a positive forecast for Bitcoin, predicting it could reach $100K by year-end due to strong market trends and institutional interest, despite current retracement. He emphasized Ethereum's importance in the crypto ecosystem, noting its role in powering stablecoins and its growth potential as market liquidity increases. The need for regulatory clarity in the U.S. was highlighted to create a safer investment environment and address scams. Kerry Lutz and Dan discussed the complexities of cryptocurrency ownership, particularly the issue of lost Bitcoin from forgotten keys, and the growth potential among younger generations. They also examined the influence of institutional interest and options trading on the market, considering the possibility of price manipulation and the U.S. government's impact through significant purchases.  Find Dan here: https://www.modemobile.com Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe

Kerry Lutz hosted Dr. Thierry Malleret to discuss his novel "Deaths at Davos," a geopolitical thriller that explores themes of geopolitical risk and environmental sustainability through the lens of a fictional Ukrainian protagonist promoting her Reconstruct Ukraine fund at the World Economic Forum. Malleret clarified that while the book draws inspiration from his experiences at the Forum, it does not directly represent it and addressed conspiracy theories by emphasizing the Forum's role as a networking hub for global leaders rather than a site for secretive decision-making. The conversation shifted to the art of storytelling, with both Lutz and Malleret highlighting its importance in human nature and investment contexts, while also noting the challenges authors face in gaining recognition. Find Dr. Malleret here: http://www.monthlybarometer.com/ Find his book here: Deaths at Davos: Malleret, Thierry: 9782959293603: Amazon.com: Books Find Kerry here: https://financialsurvivalnetwork.com and here: https://i

Kerry Lutz and Lark Davis discussed the recent surge in Bitcoin's price, which reached a new record of $85,000, attributing this increase to the Bitcoin halving that has reduced miner production and created a supply-demand imbalance, alongside significant purchases by Wall Street. They emphasized the emotional nature of Bitcoin trading, advising investors to act swiftly during market peaks while noting that buying during bear markets is more forgiving. The conversation also highlighted the cryptocurrency market's over 100% growth year-to-date, with a shift in interest towards newer coins and meme coins, despite the majority being scams. Lark suggested that altcoins, particularly Ethereum, may outperform Bitcoin as it approaches higher price levels, and he recommended a cautious approach to investing in meme coins. Additionally, they noted the rapid corporate adoption of cryptocurrency, with examples like Sony's crypto chain and BlackRock's asset tokenization interest, and discussed the potential for major

Kerry Lutz and Jerry Robinson engaged in a comprehensive discussion reflecting on their experiences in the financial sector since 2010, while analyzing the current political landscape and its implications for investment strategies. Robinson cautioned against emotional reactions to political changes, advocating for a disciplined approach to investment that prioritizes long-term strategies over short-term political outcomes. They both acknowledged that while some market sectors may benefit from a new administration, fundamental investment principles remain constant, regardless of political shifts. The conversation also delved into the rise of Bitcoin, which has seen significant growth and institutional acceptance. Robinson highlighted Bitcoin's finite nature compared to traditional assets like gold and silver, predicting that both would thrive in the current economic climate. They discussed the potential for expansive government spending to further bolster these assets. Additionally, Lutz proposed a shift

Kerry Lutz and Michael Arries engaged in a multifaceted discussion covering the recent election, economic trends, and government spending. They expressed surprise at the absence of post-election disputes, noting that the markets had anticipated a different outcome, which resulted in rising stock prices and falling metal prices. Despite this, Lutz humorously critiqued the idea that economic issues like inflation and debt have been resolved, while both agreed that the decline in gold and silver prices is likely a temporary phenomenon within a broader upward trend. They also highlighted the persistent fundamental economic problems, emphasizing the need for drastic measures to address government spending and national debt, including the potential sale of federal real estate. The conversation further delved into the future of Social Security and Medicare, with Lutz voicing concerns while Arries reassured him about the stability of precious metals and their potential as alternative currencies. They discussed th