Financial Survival Network

Kerry Lutz and John Rubino dive into the global consequences of rising interest rates, warning that mounting government debt—especially in the U.S., Europe, and Japan—is creating a dangerous financial environment. They examine the recent U.S. credit rating downgrades as potential signs of a shift in market psychology and broader economic instability. The conversation explores how high bond yields impact gold and silver investments, the cyclical nature of market dynamics, and the fragile alliance between China and Russia. They also touch on leadership risks, potential civil unrest, and wrap up with a call for simpler, clearer online terms of service agreements. Find John here: https://Rubino.Substack.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe Kerry's New Book "The World According to Martin Armstrong" is now available on Amazon. Over 1,200 copies sold—no discounts, just raw truth. Order it here: https://amzn.to/4kuC5p5

The discussion focused on U.S.-China trade relations, highlighting the complexities of tariffs and the challenges in reaching a trade deal. Spencer Morrison expressed skepticism about negotiations, citing China's track record of not adhering to fair trade commitments and its economy's vulnerability to trade shocks. Both he and Kerry Lutz raised concerns about the lack of genuine free trade with China, pointing to issues like government subsidies and intellectual property theft, which they believe harm American businesses. They criticized traditional trade negotiation methods, suggesting that AI could streamline the process by identifying unfair terms. Morrison also discussed consumer perceptions of low-priced household appliances, arguing that their poor quality often leads to higher long-term costs. Both speakers expressed optimism about the current administration's approach to trade issues and shared insights on their respective books, which address economic and geopolitical themes. Find Spencer here: h

In this episode, Kerry Lutz and Lobo Tiggre explore the complexities of current market dynamics, expressing skepticism about the overly optimistic view of US-China relations and warning of potential market shocks. They delve into the future of autonomous vehicles, with Lobo recounting his experience with Tesla's self-driving tech and its potential to enhance road safety. The rise of robot taxis, he argues, could drastically reduce the need for personal vehicles and displace driving jobs, raising broader concerns about AI-driven job loss and the possible need for Universal Basic Income. The discussion expands to the rapid evolution of AI, its massive energy demands, and the necessity of nuclear power, while highlighting ethical risks such as increased surveillance and unchecked AI development, particularly from geopolitical rivals like China and Russia. Despite their concerns, both hosts share a cautious optimism, praising the resilience of young tech-savvy individuals and stressing the importance of continued

As layoffs quietly escalate across major U.S. corporations—Microsoft, UPS, Facebook, Dell, Oracle, Boeing, and more—Robert Ian explores what these job cuts really mean for the broader economy and your financial future. Drawing parallels to the 2008 financial crisis, this episode digs into the unsettling shift from cutting fat to cutting bone in corporate America. Are we heading toward another economic reckoning? What does this mean for you and your family? It’s time to ask the hard questions and prepare for what’s next. Visit Robert @ https://ConquerChange.com for more insights. Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

Kerry Lutz and David Erfle discuss the current state of the gold and silver markets, with Erfle predicting a 15% correction in gold after its strong 18-month rally. He expects gold to stabilize between $2,700 and $3,000, while silver, showing resilience, may be poised to catch up due to its undervaluation relative to gold. They explore how geopolitical tensions, rising corporate debt, and the shift of China and Japan from buyers to sellers of U.S. debt are fueling uncertainty, ultimately benefiting precious metals. Erfle also highlights increased merger activity in the silver mining sector, such as Pan American’s acquisition of MagSilver, and expresses optimism for junior mining stocks. The conversation wraps up with insights into the U.S. credit situation's impact on Canada and the acceleration of mining projects in British Columbia amid global instability. Find David here: https://www.juniorminerjunky.com Find Kerry here:http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

In this episode, Johnny Depth breaks down one of the most important lessons from 1000 First Dates: Portrait of a Palm Beach Player—never argue with a woman.After years of navigating the courtroom and the dating scene, Johnny reveals why logical debate has no place in an emotionally charged conversation. You’ll learn why trying to “win” an argument with a woman is a guaranteed loss, how emotional recall gives her the upper hand, and why walking away with grace is the most powerful move a man can make.He also explains the difference between emotional and logical communication—and how staying calm in the storm doesn’t make you weak, it makes you unshakable.

In this shocking interview, Martin Armstrong delivers what may be the most important forecast of his career: Ukraine will disappear. This isn’t a guess. It’s based on decades of data from the Socrates AI forecasting system — and it’s never issued a warning like this before. We also cover: --Why Ukraine is finished, no matter what the West says --Why Europe needs war to stay afloat --How the next economic collapse will ripple from the periphery inward --And what you can do to prepare before the clock runs out Armstrong’s model has never been wrong about direction — and now it’s pointing to something irreversible.

Kerry Lutz and Lon Welsh dive into real estate investing, emphasizing the long-term mindset that sets it apart from markets like crypto and stocks. Welsh explains why today’s market is stronger than in 2008, with homeowners holding record equity and many owning homes outright. They discuss inflation’s impact on real estate, noting housing’s major role in the consumer price index. The conversation also explores how AI could improve trade negotiations, and they share optimism about future market trends, with falling home prices and rent growth pointing to a potential CPI decline. Find Lon here: https://irontoncapital.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

In this provocative episode of Palm Beach Player, Johnny Depth dives deep into a rarely discussed truth: how so many stunning, successful, and self-assured women in South Florida are living without real intimacy. Despite having had years—sometimes decades—of sexual experiences, countless women have never truly felt fulfilled. Johnny explores the “orgasm gap,” the mechanical nature of sex in long-term marriages, and the hidden hunger for passion that lies beneath polished exteriors.With raw honesty and unapologetic insight, he reveals why presence and connection matter more than technique—and why so many women, even after having their eyes opened to what they’ve been missing, still walk away.If you're a man who wants to understand what women really crave—or a woman who's ever felt something was missing—this episode is your wake-up call.

Kerry Lutz sits down with Dennis Kneale to unpack lessons from The Leadership Genius of Elon Musk. They explore how Musk's bold bets—from Tesla to SpaceX—are reshaping industries and reducing carbon emissions without relying on subsidies. The conversation also dives into AI risks, the censorship crisis on social media, and why public perception often misses the mark on Musk. Plus, insights on media bias, political discourse, and social media strategy. A sharp, insightful episode for anyone interested in leadership, innovation, and the future of free expression. Find Dennis here: https://denniskneale.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

In this episode, Kerry Lutz and author Mark Beckman discuss the newly enacted Take It Down Act, a bipartisan law requiring social media platforms to remove deepfake pornography within 48 hours of notification or face penalties. Sparked by the disturbing case of teenager Elliston Berry, the act aims to combat the growing threat of AI-generated explicit content. Beckman stresses the need for collaboration between families, tech companies, and government to protect minors online, while also raising concerns about First Amendment rights and the practical challenges of regulating deepfake content. The conversation highlights the expanding influence of deepfakes across sectors like finance and international relations, underscoring the urgent need for ethical guardrails in AI development. The episode also touches on Beckman’s bestselling book, Some Future Day, and an upcoming global AI audiobook initiative. The two close with plans for future discussions as the implications of artificial intelligence continue to unf

Kerry Lutz and Bob Hoye discuss Canada’s shifting political and economic landscape under the new prime minister’s globalist policies, with a focus on impacts to Alberta’s oil industry and rising tariffs. They explore market-driven solutions for education and culture, the risks of the current “everything bubble,” and the potential for gold mining success amid economic downturns. The conversation covers junior gold stocks, AI skepticism, climate intervention, and political tensions in Alberta and Saskatchewan. They close with support for Pierre Polyev and investment tips for the gold sector. Find Bob's charts here:  https://chartsandmarkets.com/junior-golds Find Kerry here: https://www.financialsurvivalnetwork.com/ and here: https://inflation.cafe/

Kerry Lutz and Jim Welsh discussed the recent market downturn, emphasizing the warning signs that indicated its vulnerability, such as perceptions of tariffs and diverging market indicators. Jim highlighted the psychological effects of a 20% decline, noting that a quick rebound can mitigate its impact. He expressed concerns about the economic divide in the U.S., where a significant portion of consumer spending comes from the top 10% of earners, suggesting that any decline in asset prices could lead to reduced spending. Both speakers agreed that the market is currently in a bear phase, with the S&P likely to revisit its April lows. The conversation also addressed the implications of the tariff war on the economy, with Jim forecasting a slowdown and rising unemployment, while questioning the stock market's preparedness for these outcomes. They discussed the inefficiencies in government spending, referencing a General Accountability Office report on waste and fraud, and commended efforts by individuals l

In this episode, we explore how constant exposure to negativity—through media, politics, economics, and global instability—can paralyze people with fear and prevent them from living fully. The host highlights how overwhelming it can be to track endless crises, from inflation and housing costs to censorship and broken small businesses. Yet, the core message is one of empowerment: fear is an illusion ("false evidence appearing real") that must be confronted.  Listeners are urged to take action despite fear, live in the moment, and stop waiting for perfect conditions. Because in the end, inaction is the real dream killer—not failure. Visit Robert @ https://ConquerChange.com for more insights. Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe

Kerry Lutz and Craig Hemke discussed the recent dynamics in the gold and silver markets, highlighting a notable increase in gold prices by nearly $100. Craig expressed skepticism about claims of an overbought market, referencing the commitment of traders report that indicated large speculators had reduced their long positions. He described silver's market conditions as slightly bearish, struggling to gain upward momentum. Both emphasized the importance of maintaining confidence in gold despite previous skepticism, suggesting current trends may affirm their long-term views. Craig analyzed the long-term depreciation of the dollar, noting the significant increase in gold's price over the past fifty years and expressing concern over the current $2 trillion deficit. They discussed the potential for gold prices to reach between $3,500 and $4,500 this year, with implications for the mining sector and a broader trend of funds moving away from dollar-based assets towards alternatives like gold and Bitcoin. The con

Kerry Lutz and Alan Hibbard discussed the current market dynamics, emphasizing the volatility linked to the transition towards a new monetary system. Alan highlighted Bitcoin's potential as a high-performing asset, suggesting it could significantly increase in value during market disruptions. They raised concerns about the possibility of governments confiscating digital assets to manage national debt, advising citizens to secure hard assets as a protective measure. The conversation concluded with an agreement that the available options for addressing debt trends towards inflation and asset revaluation. The discussion also covered the geopolitical landscape involving Russia, China, and Ukraine, with Kerry suggesting that a coup in Ukraine may be necessary for a peace deal with Russia, criticizing Zelensky's leadership. They expressed optimism about gold prices, with Alan estimating a potential rise to $10,000, while Kerry offered a more conservative estimate of $4,500 by year-end. Both acknowledged gold's

Kerry Lutz and Ted Thatcher analyzed recent job market data, noting an unemployment rate of 4.2% and the addition of 177,000 jobs, alongside downward revisions of previous job figures. They discussed the reduction in government spending and its beneficial effect on GDP, stressing the importance of monitoring waste and inefficiency in government expenditures. The discussion also covered market uncertainties stemming from fluctuating tariffs and trade negotiations, highlighting the necessity for solid trade agreements to ensure market stability. Furthermore, they examined the challenges posed by high credit card interest rates and their impact on the financial well-being of Americans. Find Ted here: https://www.brightlakewealth.com Find Kerry here: http://financialsurvivalnetwork.com  and here: https://inflation.cafe

The discussion centered on Marc Adams' journey of overcoming stage four cancer during the COVID-19 pandemic, emphasizing resilience and the importance of valuing each moment. Marc shared that his experience taught him to never give up, especially when faced with the prospect of limited time. He highlighted how the pandemic influenced his perspective on life and health, noting that his recovery was aided by information he sought online. Both Marc and Kerry Lutz reflected on their personal health challenges, underscoring the profound shifts in perspective that arise from confronting mortality. The conversation also delved into the complexities of business succession planning and the challenges of selling a business. Marc outlined a framework for business growth, detailing six phases that entrepreneurs should follow to maximize value and minimize tax burdens during a sale. He emphasized the significance of strategic acquisitions for enhancing profitability as businesses scale. Both men acknowledged the diffi

In Episode 4 of Palm Beach Player, Johnny Depth breaks down the most misunderstood topic in modern dating: seduction. It’s not about manipulation. It’s not about control. It’s about energy—masculine energy that leads with confidence, clarity, and calm dominance. Seduction isn’t something you do to a woman. It’s something you invite her into. It’s how you look at her. Speak to her. Touch her. But more importantly—how you make her feel without ever chasing.

This thought-provoking commentary dives into the emerging reality of asteroid mining and its potential to upend global economic systems, supply chains, and traditional notions of value. Prompted by a March 2025 BBC article, the piece highlights current efforts by NASA, Japan, and private enterprises to extract valuable resources—like platinum, rhodium, and helium-3—from near-Earth asteroids. It also reflects on legislative groundwork laid by Presidents Obama and Trump that legally supports commercial space resource extraction. While timelines remain speculative, the discussion raises profound questions about the consequences of massive off-world wealth, the feasibility of a psychological gold standard backed by “deep storage” extraterrestrial metals, and even the possibility of interplanetary resource conflicts. The author concludes with a grounded stance: when it comes to precious metals, physical possession remains key. Visit Robert @ https://ConquerChange.com for more insights. Find Kerry here: http://fina